APY = Annual Percentage Yield. Rates effective as of May 25, 2016. Fees may reduce earnings on share accounts.

Account Rates

Account APY Disclosures
Kasasa Cash 1.25% Based on terms & conditions
Kasasa Cash Back 3% cash back Based on terms & conditions
Kasasa Tunes $5 reimbursement Based on terms & conditions
Fresh Start Checking 0.025% Based on average daily balance
Classic Checking 0.00% Non-dividend account
Personal Savings 0.10% $25 minimum balance to earn dividends
Holiday Club 0.10% Based on average daily balance

$25 minimum to open for checking accounts 

$5 minimum to open for Personal Savings and Holiday Club

Emergency Savings See Details

Tier APY
$25 – $1,999 0.15%
$2,000 – $9,999 0.15%
$10,000 – $24,999 0.20%
$25,000 – $49,999 0.30%
$50,000 – $99,999 0.35%
$100,000 + 0.40%

$25 minimum to open

Money Market Account See Details

Tier APY
$2,000 – $9,999 0.15%
$10,000 – $24,999 0.20%
$25,000 – $49,999 0.30%
$50,000 – $99,999 0.35%
$100,000 + 0.40%

$2,000 minimum to open

Share Certificates (CDs) See Details

Term Tier Rate APY
6 Months $500 – $9,999 0.25% 0.25%
$10,000 – $49,999 0.45% 0.45%
$50,000 – $98,999 0.45% 0.45%
$99,999 + 0.45% 0.45%
12 Months $500 – $9,999 0.25% 0.25%
$10,000 – $49,999 0.55% 0.55%
$50,000 – $98,999 0.55% 0.55%
$99,999 + 0.55% 0.55%
18 Months $500 – $9,999 0.35% 0.35%
$10,000 – $49,999 0.65% 0.65%
$50,000 – $98,999 0.65% 0.65%
$99,999 + 0.65% 0.65%
24 Months $500 – $9,999 0.54% 0.54%
$10,000 – $49,999 0.90% 0.90%
$50,000 – $98,999 0.90% 0.90%
$99,999 + 0.90% 0.90%
36 Months $500 – $9,999 0.82% 0.82%
$10,000 – $49,999 1.19% 1.20%
$50,000 – $98,999 1.19% 1.20%
$99,999 + 1.19% 1.20%
48 Months $500 – $9,999 0.87% 0.87%
$10,000 – $49,999 1.39% 1.40%
$50,000 – $98,999 1.39% 1.40%
$99,999 + 1.39% 1.40%

$500 minimum to open. Early withdrawal penalties may apply.

Individual Retirement Accounts (IRAs) See Details

Term Tier Rate APY
12 Months $500 – $9,999 0.38% 0.38%
$10,000 – $49,999 0.55% 0.55%
$50,000 – $98,999 0.55% 0.55%
$99,999 + 0.55% 0.55%
18 Months $500 – $9,999 0.50% 0.50%
$10,000 – $49,999 0.65% 0.65%
$50,000 – $98,999 0.65% 0.65%
$99,999 + 0.65% 0.65%
24 Months $500 – $9,999 0.69% 0.69%
$10,000 – $49,999 0.90% 0.90%
$50,000 – $98,999 0.90% 0.90%
$99,999 + 0.90% 0.90%
36 Months $500 – $9,999 1.02% 1.02%
$10,000 – $49,999 1.19% 1.20%
$50,000 – $98,999 1.19% 1.20%
$99,999 + 1.19% 1.20%
48 Months $500 – $9,999 1.06% 1.07%
$10,000 – $49,999 1.39% 1.40%
$50,000 – $98,999 1.39% 1.40%
$99,999 + 1.39% 1.40%
Share Account
0.40%
0.40%

$25 minimum to open IRA share savings account

$500 minimum to open IRA Share Certificates

Early withdrawal penalties may apply

Loan Rates

Loan Type APR* (as low as) APR* (as high as)
Secured Loans 2.99% 19.49%
Signature Loans 7.50% 19.49%

*APR = Annual Percentage Rate. Rate determined by credit history. All Consumer and Mortgage loans are closed end loans, except for the home equity line of credit. The home equity line of credit is an open end loan.

To obtain current rate information call 1-800-505-3328.

Apply for a Loan

Home Loans