<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=302996526730507&amp;ev=PageView&amp;noscript=1">
Lobbies Open by
Appointment Only

Per the City of OKC's request to slow the spread of COVID-19, our branch lobbies are open by appointment only. 

Earn More With Great Rates.

Watch Your Savings Grow

LEARN MORE +
Highly competitive rates on terms up to 5 years and it’s federally insured!
Apply Now

Terms That Meet Your Needs

LEARN MORE +
Choose a term and lock in a great rate that’ll meet your savings needs!
Apply Now

Guaranteed Returns

LEARN MORE +
You read that right, guaranteed! Once you lock in your rate it won’t change.
Apply Now
young couple hugging
LOW MINIMUM DEPOSIT

Start Saving With Our Flex CD

Ideal for young people starting to save, or anyone wanting the best of both worlds. Our Flex CD gives you all the benefits of a CD with the flexibility of a savings account.

Start saving today with a minimum deposit of $250. Earn a competitive dividend rate over the 12-month term while enjoying a one-time, penalty-free withdrawal!

APPLY NOW
thoughtful woman typing
MONEY MARKET ACCOUNTS

Another Great Way to Save Money

A Money Market Account allows you to save money faster, with higher rates of return on larger balances, while allowing you to still have access to your cash without penalties.

With greater earning potential through competitive rates and flexibility to use your money when you need it, you’ll have the best of both worlds when you open a Money Market account today.
MONEY MARKET ACCOUNT

Certificate of Deposit (CD) Rates

A risk-free, guaranteed way to earn more on your savings!
APPLY NOW

APY = Annual Percentage Yield.

An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date.

Account fees could reduce the earnings on the account.

$500 minimum to open regular CDs. $250 minimum to open a Flex CD.

All accounts are Federally insured by NCUA.

Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
0.30%
APY*
0.30%
Certificate Term
FLEX CD - $250 or Greater
Dividend Rate
0.30%
APY*
0.30%
Certificate Term
12 Months
Dividend Rate
0.35%
APY*
0.35%
Certificate Term
18 Months
Dividend Rate
0.50%
APY*
0.50%
Certificate Term
24 Months
Dividend Rate
0.60%
APY*
0.60%
Certificate Term
36 Months
Dividend Rate
0.70%
APY*
0.70%
Certificate Term
48 Months
Dividend Rate
0.80%
APY*
0.80%
Certificate Term
60 Months
Dividend Rate
0.90%
APY*
0.90%
Effective November 16, 2020
Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
0.55%
APY*
0.55%
Certificate Term
12 Months
Dividend Rate
0.70%
APY*
0.70%
Certificate Term
18 Months
Dividend Rate
0.75%
APY*
0.75%
Certificate Term
24 Months
Dividend Rate
0.85%
APY*
0.85%
Certificate Term
36 Months
Dividend Rate
0.90%
APY*
0.90%
Certificate Term
48 Months
Dividend Rate
1.00%
APY*
1.00%
Certificate Term
60 Months
Dividend Rate
1.09%
APY*
1.10%
Effective November 16, 2020
Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
0.69%
APY*
0.69%
Certificate Term
12 Months
Dividend Rate
0.85%
APY*
0.85%
Certificate Term
18 Months
Dividend Rate
0.90%
APY*
0.90%
Certificate Term
24 Months
Dividend Rate
0.99%
APY*
0.99%
Certificate Term
36 Months
Dividend Rate
1.04%
APY*
1.04%
Certificate Term
48 Months
Dividend Rate
1.14%
APY*
1.15%
Certificate Term
60 Months
Dividend Rate
1.19%
APY*
1.20%
Effective November 16, 2020
Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
0.80%
APY*
0.80%
Certificate Term
12 Months
Dividend Rate
0.96%
APY*
0.96%
Certificate Term
18 Months
Dividend Rate
1.01%
APY*
1.01%
Certificate Term
24 Months
Dividend Rate
1.08%
APY*
1.09%
Certificate Term
36 Months
Dividend Rate
1.14%
APY*
1.15%
Certificate Term
48 Months
Dividend Rate
1.24%
APY*
1.25%
Certificate Term
60 Months
Dividend Rate
1.34%
APY*
1.35%
Effective November 16, 2020

APY = Annual Percentage Yield.

An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date.

Account fees could reduce the earnings on the account.

$500 minimum to open regular CDs. $250 minimum to open a Flex CD.

All accounts are Federally insured by NCUA.

VERSATILE

CDs Work For Everyone

cheerful young businesswoman
Save For College
CDs are a great way to earn more on your savings!
2 girls hugging each other
As A Gift
Open a CD for your grandchild and watch the savings grow!
two men playing chess at the park
Your Golden Years
Earn more when it matters the most, with no risk.
No matter your stage of life, CDs are a great investment option for everyone. With no risk, guaranteed returns, and both short and long terms they’re perfect for anyone looking to earn more on their savings.
APPLY NOW
cheerful young businesswoman
Save For College
CDs are a great way to earn more on your savings!
2 girls hugging each other
As A Gift
Open a CD for your grandchild and watch the savings grow!
two men playing chess at the park
Your Golden Years
Earn more when it matters the most, with no risk.
SUCCESSFUL BUDGETING

Claim your FREE copy!

Free budgeting templates and expert tips.

This free guide includes money saving tips and templates to help you manage your monthly budget successfully. 

What this guide includes:
  1. Why you need a budget
  2. Keeping track of your expenses
  3. Setting realistic savings goals 
  4. Ways to stretch your budget
  5. Growing emergency savings 

RISK FREE INVESTMENT

Guaranteed Returns Every Time.

With no risk and guaranteed returns, CDs are a much better option than storing your money under your mattress! Unlike stocks or other risky investments, Certificates of Deposit offer you a safe way to earn more on your savings. 

Choose several certificates at different terms and create a laddered or layered approach to CD investing. Or choose the one that’s right for you. The longer the term, the higher your earnings.

Read more +

All Certificates of Deposit offer fixed rates, earnings are compounded monthly, are available in terms from 6 months to 5 years and have no setup or maintenance fees.

You can view your CDs in Online Banking or Mobile Banking 24/7 for free.

You can rest easy knowing your money is working for you.

man playing with his child
Hero picture

FAQ

Have more questions?

We are here to answer all of your questions. Let us know how we can help!

Is there a penalty for early withdrawal?

Yes. The penalties for early withdrawal are as follows: 

6-12 Month CDs: 3 months worth of dividends

18-45 Month CDs: 6 months worth of dividends

Dividends will vary based on CD and balance.

Do I need an account at Allegiance in order to invest in a Certificate of Deposit?

Yes, you need to become a member of ACU to invest in a CD. You can become a member at the time you apply for the CD.

Can my rate change?

Nope! Once you lock in your rate, you are guaranteed that it won’t change.

Using Calculator App on Smartphone
Free Financial Calculators

Access our complete library of both loan and deposit calculators.