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OKC Business Checking Accounts

Smarter solutions for all your business needs.

Business Checking Account options built for how you do business.

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Business Checking Account Rates

Business Checking Account Interest Rates

Whether you are looking to earn interest on your Business Checking Account, or are in search of a Nonprofit Bank Account, Allegiance Credit Union has your perfect solution!

Account Type
APY*
Minimum To Open
Business Checking Account
0.05%
$100
Non-Profit Business Checking Account
Non-Interest Bearing
$100
Effective Date November 16, 2020
APY = Annual Percentage Yield. For Profit: $100 minimum to open. Non-Profit: $100 minimum to open. No minimum balance. No monthly maintenance fee. No per-item fees. ACU will donate $100 to the non-profit organization at account opening.

Your Business Deserves Better

Business Checking Account Features

Whether you're business is thriving in downtown OKC or you're just starting to grow a non-profit that gives back, your vision deserves support that works as hard as you do. Our Business Checking Accounts come with fewer fees, local guidance, and the kind of flexibility that helps you focus on what matters most, impacting our Oklahoma communities.

Male using business checking debit card while shopping online

FEE-FREE TRANSACTIONS

Enjoy the extra savings that comes along with no transaction fees!

INSURANCE AVAILABLE

Our partnership with MemberHaven offers you Business Insurance coverage.

ACCOUNT OPTIONS

Earn interest or enjoy non-profit bank account benefits with our options.

FREE 24/7 ACCESS

Bank on your time with digital banking and our surcharge-free ATM network. 

Non-Profit vs Business Checking Account

Choosing between a Business Checking Account and a Non-profit Bank Account is easy. It’s about fueling the future you’re building. Whether you’re chasing profit or purpose, the right account can turn daily banking into a launchpad for your bigger vision. 

Business Checking Account

Enjoy flexibility, fewer fees, and personalized support, everything your business needs to thrive!

  • Earn Interest
  • $100 Minimum to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No Per Item Fees
  • Free Online & Mobile Banking

Non-Profit Checking Account

We are ready to support your mission with heartfelt support, and tools to help you thrive. We'll even make a $100 donation to your cause!

  • Non-Interest Bearing
  • $100 Minimum to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No Per Item Fees
  • Free Online & Mobile Banking
  • Business Checking Account

    Enjoy flexibility, fewer fees, and personalized support, everything your business needs to thrive!

    • Earn Interest
    • $100 Minimum to Open
    • No Minimum Balance Requirement
    • No Monthly Maintenance Fee
    • No Per Item Fees
    • Free Online & Mobile Banking

Business Checking Account

Enjoy flexibility, fewer fees, and personalized support, everything your business needs to thrive!

  • Earn Interest
  • $100 Minimum to Open
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • No Per Item Fees
  • Free Online & Mobile Banking

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Empowering Your OKC Business

Oklahoma Business Checking Accounts

Running a business in Oklahoma City means thinking big, working hard, and staying ready for what’s next. The right checking account should do more than hold your money, it should help you manage, grow, and protect everything you’re building. Our Business Checking Account offers:

  • No Hidden Fees That Take Your Earnings.
  • Access to Free Online & Mobile Banking
  • Personalized Service From a Local Team That Knows OKC.

Allegiance Credit Union is proud to be your local partner, offering the tools and support your business needs to succeed right here in our community.

What You’ll Need to Open Your Business Checking Account

Whether you’re a for-profit business or a non-profit organization, having the right documents ready will help you open your Business Checking Account or Non-Profit Bank Account smoothly.

Limited Liability Company (LLC)

Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

  • Certificate of LLC, EIN Letter

  • Operating Agreement and/or Articles of Organization
Apply Now In Branch

Sole Proprietorship/DBA

Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

  • EIN Letter if not using proprietor’s SSN

Apply Now In Branch

Corporation

Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

  • EIN Letter
  • Articles of Incorporation
  • Certificate of Incorporation
  • By-Laws and/or Resolution of their Board of Directors
Apply Now In Branch

Partnership

Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

  • EIN Letter
  • Certificate of Partnership
  • Partnership Agreement
  • Statement of Information
Apply Now In Branch

Association/Organization

Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

  • EIN Letter
  • Organizational Agreement/ByLaws
  • Minutes of Meeting
  • Letter of Authorization
  • Letter of Tax-Exempt Status
Apply Now In Branch
  • Limited Liability Company (LLC)

    Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

    • Certificate of LLC, EIN Letter

    • Operating Agreement and/or Articles of Organization
    Apply Now In Branch

Limited Liability Company (LLC)

Ready to open your Business Checking Account? Here's what you should bring with you to the branch:

  • Certificate of LLC, EIN Letter

  • Operating Agreement and/or Articles of Organization
Apply Now In Branch

Oklahoma City Debit Card Designs

We're proud to be from Oklahoma City, and your Debit Card can show that you are too! 
Choose the Debit Card design that suits your lifestyle from the 8 design options below.

New Cards: Indicate the card you prefer on the application when you open your Checking Account. 

Replacement Cards: Stop by our Main Branch, Edmond Branch, or South Branch to instantly receive your replacement card, or call to order your new card.

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Investing In Oklahoma

Non-Profit Bank Accounts Simplified

Leading a nonprofit takes passion, purpose, and a deep connection to the community you serve. Your bank account should support your mission, not complicate it! Our Non-Profit Business Checking Account offers:

  • No Monthly Service Fees or Per-Item Charges.
  • A $100 Donation to Your Organization When You Open An Account.
  • Dedicated Local Support From People Who Believe in Your Cause.

Allegiance Credit Union is proud to stand beside and partner with your non-profit!

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What Our Members Are Saying

“Outstanding service with great mobile access.”

John S.

"Friendly and helpful staff. No fees applied for normal use of account.”

Dona S.

Frequently Asked Business Checking Account Questions

Can I get a debit card instantly issued in branch for my Business Checking Account?

Yes, we can instant issue debit cards for Business Accounts! You can also call to order a new one and expect to receive it in the mail within 7-10 business days.
 

What do I need to open a Business Checking Account?

It depends on the type of account you are needing. Review the What You'll Need to Open Your Business Checking Account section above and give us a call at 405-789-7900 if you have additional questions.
 

Can I open a Business Checking Account online?

Due to the complexities of business accounts, we need you to come into one of our branch locations to open a Business Checking Account.