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Overdraft Protection Benefits

If you accidentally overdraw your checking account, having Overdraft Protection in place allows us to draw from your savings to cover the expense.

  • Avoid non-sufficient funds (NSF) fees
  • Covers all checking account transactions
  • Avoid embarrassment from denied transactions
  • Easy to set-up
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A Few More Details

Overdraft Protection
vs. Overdraft Privilege:

Life happens! Allegiance Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help!

Overdraft Protection
services apply to all transaction types and may help prevent overdraft fees by automatically transferring funds to your checking account from another Allegiance deposit account.

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Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Some of the many transactions that are covered with Overdraft Privilege include: checks, online bill pay items, internet banking transfers, telephone banking and teller window transactions. Interested in getting coverage for ATM withdrawals and everyday debit card transactions? Learn more here. 


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