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Getting the most from your HELOC.

Competitive HELOC Rates

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Borrow as much or as little as you need. With low rates your home’s equity will be yours to use when you need it.
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Only Pay Interest On Used Funds

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The interest you do pay might even be tax deductible! Consult a tax advisor.
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Quick Approvals

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Our application will take as little as 10 minutes to complete. You’ll have your approval very quickly!
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DREAM KITCHEN

Use A HELOC To Add A Gourmet Touch

Make your favorite meals taste even better! Cooking in a renovated kitchen will make meal time more delicious for years to come!

Not only can you tap into your home's equity for home improvements and remodeling projects, you can also utilize it for travel expenses, medical expenses and more!
APPLY NOW
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FAMILY CELEBRATION

Wedding, Anniversary, Or Trip Of A Lifetime

Whatever the big event in your life, let a HELOC help make the occasion that much more affordable.

Not only can you tap into your home's equity for traveling, you can also utilize it for home improvements, remodeling projects, medical expenses and more!
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HELOC Rates

Home Equity Line of Credit rates that won’t break your budget!
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*APR = Annual Percentage Rate.

**Max. LTV = Maximum Loan to Value.

Limitations, qualifications and restrictions apply. A variety of rates and terms are available so contact us at 405-717-9919 for the most current information.

HELOC Rates
FICO SCORE
APR*
Max. LTV**
FICO SCORE
APR*
Prime = 3.25%
Max. LTV**
FICO SCORE
730+
APR*
Prime Plus .25%
Max. LTV**
90%
FICO SCORE
680 - 729
APR*
Prime Plus .50%
Max. LTV**
90%
FICO SCORE
640 - 679
APR*
Prime Plus .75%
Max. LTV**
85%
FICO SCORE
620 - 639
APR*
Prime Plus 1.00%
Max. LTV**
85%
Effective November 16, 2020

*APR = Annual Percentage Rate.

**Max. LTV = Maximum Loan to Value.

Limitations, qualifications and restrictions apply. A variety of rates and terms are available so contact us at 405-717-9919 for the most current information.

RESPONSIBLE SPENDING

Helping You Afford Life

construction worker installing roof
Unexpected Home Repairs
A HELOC is a great source of funds in case of an emergency.
payroll clerk counting money
Responsible Spending
With low HELOC rates, a line of credit may be the best funding source for your needs.
orange canoe on lake surrounded by mountains
Once In A Lifetime
Some opportunities won’t come around again. Your HELOC can help you get there!
A Home Equity Line Of Credit is a cost-effective way to budget for big expenses. Borrow as much or as little as you need. Utilize your home’s equity, and benefit from a budget friendly repayment plan, custom tailored to your needs.
APPLY NOW
construction worker installing roof
Unexpected Home Repairs
A HELOC is a great source of funds in case of an emergency.
payroll clerk counting money
Responsible Spending
With low HELOC rates, a line of credit may be the best funding source for your needs.
orange canoe on lake surrounded by mountains
Once In A Lifetime
Some opportunities won’t come around again. Your HELOC can help you get there!
SUCCESSFUL BUDGETING

Claim your FREE copy!
Budgeting eBook Image

Free budgeting templates and expert tips.

This free guide includes money saving tips and templates to help you manage your monthly budget successfully. 

What this guide includes:
  1. Why you need a budget
  2. Keeping track of your expenses
  3. Setting realistic savings goals 
  4. Ways to stretch your budget
  5. Growing emergency savings 
PLAN FOR THE UNEXPECTED

A Home Equity Line Of Credit Can Help!

A Home Equity Line of Credit (HELOC) is like an anytime source of funds for specific plans or unexpected events that come up. Your home provides a comfortable place to live and grow, and it can also be used as collateral to help you afford life.

Tap into your home's equity for a wide range of ongoing or seasonal needs including home improvements, travel expenses, medical bills, and much more! 

With competitively low HELOC rates and budget-friendly repayment options, we custom-tailor to your situation, opening a line of credit is a fantastic way to plan for your future.

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You only pay interest on the funds you have used, and you’ll enjoy easy, anytime access to your equity line. We'll help you transition your home's equity into an open line of credit, available anytime without needing to reapply for each installation.

And added bonus: the interest you do pay might even be tax-deductible!*

*Consult a tax advisor.

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FAQ

Have more questions?

We are here to answer all of your questions. Let us know how we can help!

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How much can I borrow?

You can borrow up to 90% Loan-To-Value, which means up to 90% of the home’s overall value.

What is the term for a Home Equity Line of Credit?

The term for a HELOC is 20 years.

What can I use my Home Equity Line of Credit for?

Home improvement projects, debt consolidation, medical expenses and vacations are just a few of the things you can use a Home Equity Line of Credit for.

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Free Financial Calculators

Access our complete library of both loan and deposit calculators.

CHECK THEM OUT!