VA Loans in Oklahoma
For All Who've Served
Unlock the door to your dream home with a VA Loan. Enjoy more affordable homeownership with no down payment and no PMI requirements.
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Calculate Your VA Loan Payment
VA Loan Calculator
Wondering how much home you can afford in Oklahoma with your VA benefits? Use our VA Loan Calculator to explore different combinations of interest rates, loan amounts, and loan terms so you can find the most affordable mortgage payment that fits into your budget.
*Your actual term and payment will be provided upon acceptance of an Allegiance Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
From Service To Signature
Know Before You Apply: VA Loan Requirements
To qualify for a VA Loan, you’ll need to meet service eligibility guidelines, have satisfactory credit, and show stable income. While every VA Loan applicant is unique, having these documents ready can help streamline the process:
- Government ID
- Recent pay stubs
- 2 years of tax returns
- 2 years of W-2 statements
- Bank account statements
- COE (Certificate of Eligibility)
- DD-214 (Statement of Service or Points Statement)
If applicable: VA disability awards letter, Social Security awards letter, divorce decree, bankruptcy discharge letter, and bankruptcy history.
Unlocking The Facts
What Is A VA Loan?
A VA Loan helps eligible veterans, active-duty service members, and surviving spouses buy, build, or refinance a home with favorable terms backed by the U.S. Department of Veterans Affairs. It offers unique benefits that make homeownership more affordable, including:
- No down payment required, allowing you to purchase a home with little to no upfront cost.
- No private mortgage insurance (PMI), saving you money on monthly payments.
- Competitive interest rates and flexible credit requirements tailored to veterans’ financial needs.
VA home loans offer competitive rates and flexible terms, helping you purchase everything from single-family homes to condos, multi-unit properties, manufactured homes, or new construction. Start your VA Loan application today with Allegiance Credit Union, and let our experts guide you through every step of your homebuying journey.
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Unlock Your Homebuying Power
What is a Mortgage Pre-Approval?
Thinking about buying a home in the Greater Oklahoma City area? Allegiance Credit Union can help you start strong with Mortgage pre-approval. Getting pre-approved helps you estimate approximately how much you can borrow. A seller will be more likely to consider you a serious buyer if you have a preapproval in hand.
Just fill out our mortgage application, and we’ll verify your info and check your credit. When approved, you’ll get a pre-approval letter (an offer to lend a specific amount) that is valid for 90 days. Don't wait! Get pre-approved today!
What Our Members Are Saying
"I have been with Allegiance for over 40 years and have been extremely satisfied with the service that I have received."
Leslie D.
"The process of getting a loan was super convenient, and the people have always been friendly to me."
John D.
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