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Allegiance Credit Union Membership

Join the best credit union in Oklahoma City!

Join a community that puts you first. At Allegiance Credit Union, we offer personalized service, better rates, and a commitment to your financial success.

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Rooted in Oklahoma City. Committed to You.

Credit Union Membership Benefits

At Allegiance Credit Union, membership means more than access to financial services, it means being part of something local, personal, and built around you. We’re proud to serve Greater Oklahoma City with member-first benefits designed to help you reach your financial goals.

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LOWER FEES

As a not-for-profit, we offer our members fewer and lower fees than big banks.

BETTER RATES

Enjoy lower rates and higher dividends because at Allegiance, our priority is YOU.

PERSONALIZED SERVICE

Our local team of experts offer friendly support tailored to your financial needs.

FINANCIAL RESOURCES

Unlock free tools and guidance to make the best moves for your financial journey.

Our Members Come First

The Allegiance Credit Union Promise

We're only here because we have you to serve. Our employees and internal culture thrives on the success of our Oklahoma City friends, neighbors, and members.

People Over Profits

Your goals matter most. We're here to help you save more, borrow smarter, and build a stronger future. 

We're Local, Like You

Decisions are made here at home by people who understand and care about our community.

With You Every Step

Safe, secure and trusted for over 60 years—we'll be here to guide you through every stage of life. 

Allegiance Credit Union Eligibility

Allegiance Credit Union membership is open to anyone who lives, works, worships, or attends school in the following Oklahoma counties:

  • Canadian
  • Cleveland
  • Grady
  • Lincoln
  • Logan
  • McClain
  • Oklahoma
  • Pottawatomie
Family members of current members are also eligible to join, including spouses, parents, grandparents, children, grandchildren, and siblings.

Becoming a member is easy. Open a savings account with just a $5 deposit and enjoy lifetime membership even if you change jobs, relocate, or retire.

Mobile Banking Tools

Whether you're at home in Oklahoma or traveling across the globe, the Allegiance Mobile Banking App puts powerful tools at your fingertips. Get real-time alerts, monitor your credit, turn off your debit card, and more with convenient access to your accounts anywhere, anytime. 

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What Our Members Are Saying

“I always feel like they care when I am there. Thank you for always doing a great job!”

Sherri C.

"I feel like all of my interactions with ACU have been focused on my financial health and well-being as opposed to what my most benefit the credit union."

Kevin M.

Frequently Asked Questions

What's the difference between a bank and credit union?

The main difference is ownership—banks are for-profit businesses owned by shareholders, while credit unions are not-for-profit and owned by their members. This means credit unions return earnings to members generally through lower loan rates, higher savings rates, and fewer fees.

Every credit union member has a savings account, called a "main share" account, which represents their ownership in the credit union. A minimum balance of $5 is required to keep the account open and maintain membership.

What information do I need to open an account?

To open an account you will need:

A government-issued, non-expired photo ID. If the address listed on the ID is not current, a document listing the current address is required. Generally, a utility or phone bill is acceptable.

For minor accounts, a social security card is required for the minor.

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Allegiance Credit Union is proud to be an Accredited Business of the Better Business Bureau (BBB) of Central Oklahoma.