Swipe Safely: A Teen Debit Card Checklist
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Smart Money Moves: Budgeting and Saving Strategies for Teens
Uncover budgeting strategies that fit your teen's busy lifestyle!
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Credit Union vs Bank: Which is Best for Your Teen
Reveal the differences between credit unions and banks to help you decide which is best for your money!
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Safeguarding Financial Information: Early Habits to Instill in Your Teen
Attention teens! Outsmart scammers and prevent fraud with these tips!
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7 of the Best Ways to Save Money For Your Kids Future
Discover the best ways to save money for your kids' future!
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Earn and Save: How to Make Money as a Kid and Grow Your Savings
Check out some creative side gigs to earn some extra cash!
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How to Teach Kids About Money: 6 Essential Family Talks
Teach kids about money with 6 essential talks on saving, budgeting, smart spending, and credit!
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4 Perks of Using a Personal Loan for Vacation Expenses
A personal loan for vacation may be the perfect solution for your adventure.
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Seize the Moment: 4 Vacation Loans to Finance Your Ultimate Escape
Your next adventure is just around the corner with vacation loans from Allegiance.
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How to Set a Realistic Vacation Budget in 7 Simple Steps
Maximize your fun and minimize your debt with these vacation budget steps!
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How to Save Money on Vacay: Budget-Savvy Tips for Travelers
Discover how to save money while traveling and insider tips for your vacation.
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Maximizing Your Miles and Money: 5 Tips for Using Travel Loans Wisely
Explore how to use a travel loan to take your well-deserved trip.
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7 Tips to Prevent Identity Theft While Traveling
Prevent identity theft on vacation to avoid more than just a hassle.
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Buy Now Pay Later: The True Cost of Deferred Payments
Explore the pros and cons of the tempting buy now pay later financing option.
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Holiday Shopping Hacks: How to Snag Deals Year-Round
Discover stress-free holiday shopping hacks to maximize savings year-round!
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How Can I Raise My Credit Score In 30 Days?
Our guide breaks down your credit score and our checklist simplifies the necessary steps to build or repair your credit.
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Need Help Holiday Shopping on a Budget?
During holiday shopping, save money by following these budget-friendly tips.
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Is a Credit Builder Loan Right for You?
Explore the features and benefits of Allegiance's Credit Builder Loan.
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A Better Alternative to Payday Loans in OKC Is Allegiance
If you're looking for payday loans in OKC and Oklahoma, Allegiance's alternatives may be better for your wallet.
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Beyond the Ride: 3 Financial Benefits of Auto Loans
Rev up your financial knowledge! Explore how auto loans can do more than just get you on the road. Discover 3 surprising financial perks
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Financial Education for Kids: More Than Just Dollars and Cents
Are you teaching kids about money? Dive into our blog to discover the meaningful impact of financial education on your kids.
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4 Credit Report Sections You Can't Ignore
Reviewing and fixing credit report errors can raise your credit score! Here are the sections you MUST review.
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What Credit Score is Needed to Buy a Car?
Wondering what credit score is needed to buy a car? Uncover the truth about how credit scores impact your car price.
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What Credit Score is Needed to Buy a House?
Wondering what credit score is needed to buy a house? Find your answer here!
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What is a FICO score? FICO Score vs Credit Score
Curious what sets a FICO score apart from a credit score? Discover how they both work and how they impact your life.
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Digital Banking: The Online Security Arsenal at Your Fingertips
Discover how digital banking keeps your financial information safe. Explore how digital banking features can safeguard your money.
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Debt Management: Good, Bad, and Smart Financial Moves
Navigate the world of debt with wisdom. Learn the difference between good and bad financial decisions in our guide to smart debt management.
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How to Increase Your Credit Score in 30 Days or Less
When it comes to buying power, your credit score is an important factor. You can increase your credit score in 30 days or less by following these tips.
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7 Strategies to Manage Your Debt and Regain Financial Wellbeing
Being in debt can be extremely stressful but we have 7 strategies to help manage your debt and back on track financially.
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Budgeting in Uncertain Times: 11 Ways to Save Every Day
If you are looking for ways to save more money, you are not alone. When life is uncertain, budgeting becomes crucial to prepare for life's surprises.
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Credit Union vs Bank: Which One is the Best for You?
Deciding between a credit union vs bank impacts your immediate account or loan and has long-term effects for you and your local community.
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Top 5 Pros and Cons of a Credit Union vs Bank
Reveal the pros and cons when comparing credit union vs bank financing options.
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Avoiding Online Financial Scams in the Digital Age [Top 7 Safety Tips]
Falling victim to online financial scams is far too common and can be avoided. Use these top online safety tips to protect your identity and finances.
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Credit Union vs Bank: 7 Questions to Help You Decide Which is Right
Ask these questions to help you decide if a credit union vs bank is best to do your banking.
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6 DIY Home Improvement Projects for Summer On a Budget
Home improvement projects often take a back seat due to hectic schedules. With summer winding down, now's the time to tackle these affordable projects.
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Top Financial Tips for New College Students
College students can make smart and simple choices while in school, that will GREATLY impact their future. Share our tips with your college student today!
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Top 4 Credit Union vs Bank Myths Busted
Don't let common myths impact your credit union vs bank decision. Reveal the truth making your choice easier.
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How Are Credit Unions Better Than Banks at Supporting Local Oklahoma
Are credit unions better than banks for our home state of Oklahoma? Discover how your choice will impact everything.
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Credit Union vs Bank Mortgage: 3 Ways Your Choice Impacts Oklahoma
Deciding between a credit union vs bank for your mortgage isn't easy. We can help!
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Credit Union vs Bank Auto Loan: 8 Critical Factors to Consider
Deciding between a credit union vs bank auto loan? Explore these factors you must compare to get the best deal.
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6 Family Travel Tips that will Save You Money and Headaches
Whether you are planning an epic overseas vacation or a local road trip, use these tips to help you save money without compromising on your travel experiences!
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Here’s Why Budgeting in Your 20s is Important and How to Get Started Today!
It is NEVER too early to start making good financial choices and the first steps are knowing how to budget and maximize your savings.
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Planning to Receive or Send money? Use These Tips to Avoid Getting Scammed
Before you plan on receiving or sending money online, make sure to check out these important tips so your online transactions are all safe and scam free.
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Take Advantage of Memorial Day Car Sales With These Tips
Memorial Day car sales offer you savings and the chance to own the car you've always wanted. Get pre-approved for your car loan so you're ready to shop.
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6 High Impact, Budget Friendly Home Renovation Ideas to Tackle this Spring
Now that spring has arrived, use this guide to get your creative juices flowing and tackle some budget-friendly, high-impact home renovation projects.
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7 Easy Tips on How to Save Money and Cut Costs For Your Family
Are you looking for ways to save money and build a nest egg with your family? Use these easy tips to start cutting costs and saving money today!
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Make Filing taxes Stress-Free with These 6 Tips
Make filing taxes stress-free by using these helpful tips. These 6 tips and reminders will help you prepare and file your taxes with ease.
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What to Do With Extra Money to Maximize Your Savings
Are you wondering what to do with extra money you have? If you have extra cash but are unsure how to maximize your savings, Allegiance can help.
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7 Signs It's Time to Start Car Shopping
When is the right time to trade in your current ride and go car shopping? These are the must-know signs that it's time to start looking for your next car.
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3 Ways to Make the 52 Week Money Challenge Work for You
The 52-Week Money Challenge helps you save an additional $1,378 over the next 52 weeks, no matter when you decide to begin! Here's how to get started...
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10 Ways to be Successful with your Financial New Year's Resolution
New Year’s resolutions are more likely to succeed when you have a plan. Here are 10 useful tips to help you achieve your financial New Year’s resolutions.
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10 Life Hacks to Make 2023 Your Best Year Yet
Use these 10 life hacks in your day-to-day tasks from organizing to relaxing. We promise these will help make 2023 your best year ever!
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10 Easy Ways to Save Money at the Grocery Store
If you have been to the grocery store recently, you may have experienced a bit of sticker shock. Here are ten easy ways to save money at the grocery store.
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Costly Mistakes Shoppers Make (and How to Avoid Them)
Making mistakes as you shop is common, and the cost of those errors can add up. Here are six costly errors shoppers make and how you can avoid them.
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Easy Ways to Save on Your Water Bill
Several small changes can add up to reducing your monthly water bill.
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Insurance Hacks: How Shopping Around Could Save You Money
Having adequate insurance is an essential part of any sound financial plan, but navigating the insurance marketplace can be confusing. Here is a list of insurance discounts that may be available.
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Mortgage Options - Is an Adjustable Rate Mortgage Right for you?
Use this guide learn more about adjustable rate mortgages and to help you decide if an ARM is the best mortgage option for you!
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Adjustable Rate Mortgage vs. Fixed Rate Mortgage: The Key Differences
In the market for a mortgage? Knowing the key differences between an Adjustable Rate Mortgage vs Fixed Rate Mortgage will help you make your choice!
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Everything You Need to Know About an Adjustable Rate Mortgage
If you are considering an adjustable rate mortgage, here is a comprehensive guide with everything you need to know about an ARM.
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5 Things You Need to Start Your FAFSA Application
Are you headed to college this year and want to minimize your debt, fill out the FAFSA ASAP! It's not too late! Not sure how to start? Here are five things you’ll need.
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How to Cope With a Changing Payday Cycle
A change in a payday cycle can throw a real monkey wrench into your financial planning. Here are some ways to alter your money management style if you are struggling to adjust.
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Mobile Payments: Making Quicker Safer Purchases
Mobile wallet payments can be as safe as other types of transactions, but you need to take a few key steps before diving into this newer type of purchasing.
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Cut These Costs ASAP When Facing Financial Hardships
Have you ever unexpectedly found out you’re going to have less income? Check out these common targets for quick and effective expense cuts to make when you're facing financial hardships.
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12 Ways to Save Money on Gas
Driving around can be expensive, so it's natural to want to find ways to save money on gas. These 12 tips will show you how.
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Three Mortgages Every Home Buyer Should Know
Knowing the basics of how mortgages work can help guide you to the loan that is most appropriate for you.
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Child Care Options That Won't Break Your Budget
Getting the best care for your child shouldn't mean spending major cash each month, right? Check out these affordable child care options that won’t break your budget.
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Budget-Friendly and Fun Staycation Ideas for Your Family
Whether your vacation time is limited or money is tight, a “staycation” can provide a wonderful family experience within your time and budget constraints.
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Inflation Fighting Tips to Preserve Your Spending Power and Budget
When prices rise, it becomes challenging to make ends meet. You need a strategy to preserve your buying power & budget. Here are some tips to start using when inflation is high!
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Personal Finance for Millenials
When it comes to money management, there is a lot that Millennials can do to build a brighter financial future.
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Coping With Financial Stress
Financial stress can often cause conflict in relationships. Here are a few ways to help you fight back and stop letting money stress ruin your life.
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Money Communication for Couples
Follow the below tips to keep the lines of communication open and productive when communicating about finances with your partner.
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How to Teach Young Children About Saving Money
It’s never too early to start teaching your children about saving, budgeting, and money matters.
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Inspecting the Home - Inspection Process
With all the assorted fees and costs that come with buying a home, shelling out hundreds of dollars to have the house inspected can seem like a skippable step. So if you are going to spend the money, you might as well get the most out of it.
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Getting Started with Money: Four Pitfalls to Avoid with Kids
Here are four money behaviors that can send the wrong money message to kids.
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Financial Preparation Before a Natural Disaster
While you can’t stop a catastrophe from happening, you can take preventative measures. Doing so will cushion the blow that such a disaster can have on your personal finances.
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The Pros and Cons of Unsecured Loans
Discover what makes unsecured loans different and how they can help you succeed.
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Personal Loans Revealed: Bust The Myths and Get The Money You Need
Uncover the truth about personal loans and bust the myths that exist.
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Personal Loans vs Payday Loans: What’s the Difference
Discover how Personal Loans beat Payday Loans as a financial solution.
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3 Ways Personal Loans Can Improve Your Credit Score
Find out how to use Personal Loans to improve your credit score.
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Personal Loan Calculator Tips: How Much Can I Borrow?
A personal loan calculator can help you determine how much you can borrow and help you plan your budget.
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7 Reasons Personal Loans May Be The Best Choice For You
Explore seven ways a personal loan can change your life in meaningful ways.
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Bad Credit Loans: How to Avoid a Scam
Bad Credit Loans target people with imperfect credit. Detect a scam with these tips.
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Why A Personal Loan For Debt Consolidation May Not Be The Best Choice
Using a Personal Loan for debt consolidation can be great but it's important to know how it could fail.
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The First Year of Homeownership: Three Costs You’ll Need to Cover
What many first-time buyers don’t realize is that the first year of homeownership comes with a few other surprises. The good news is that, with a little planning, you’ll be able to cover these additional costs of purchasing a home.
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Get Mortgage Ready in Five Steps
If you fear you will never realize your dream of homeownership, we have some tips that may help you take the next step to make it a reality. Here are five steps you can take now to get mortgage ready.
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Top Five Home Buying Myths Busted
Buying a home is the American dream, but for many people it’s one they fear will never happen. After all, when it comes to the home buying process, there are a lot of misconceptions floating around.
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Prioritize Your Bills: The Secret to Always Having What you Need
Many circumstances in life can derail even the best money-management plans, leaving us with less than we need to pay the bills. Increasing income and/or reducing expenses can help, but making changes often takes time.
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Common Scams That Target the Elderly
Taking advantage of fear, hope, and trust, these scammers defraud thousands of older Americans each year out of much needed cash.
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Tax Troubles? You’ve Got Options
This publication is only intended to be used for general informational purposes. Consult a tax professional for the most current data and/or personal advice.
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The Five-Step Mortgage Management Plan: What to Do if You’re Over Your Head
Has your mortgage payment become too large for your comfort? If so, take swift and informed steps toward a resolution.
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Tax Time: Preparing to Prepare
Though the process of locating forms and documents may feel overwhelming, it really just requires knowing what you need, and an organized approach to hunting and gathering.
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Food Shopping: The Blindspot in our Spending Plan
When you really commit to tracking your food expenses as part of putting together a spending and savings plan, you realize food can be a complicated part of your financial life too.
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Nine Ways to Master Your Money
The money moves you make this year can have an impact that lasts beyond the new year. Here are nine ways to master your money in 2022.
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Fall Back in Love With Your Home
Here are some tips on how you can get a “new” home without a new mortgage—and increase your home’s value.
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Balance Transfer Offers: How to Use Them Wisely
Are you considering transferring your credit card debt to a “teaser rate” card? If so, don’t just do the math—there are many other factors to take into account before shifting your balances.
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Five Steps to Smart Tax Management
While tax management does take a bit of planning, organization, and know-how, the overall financial benefit is strong.
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HELOC vs Home Equity Loan: Which is Best?
When deciding between a HELOC vs Home Equity Loan, you must consider the pros and cons of each.
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Prime Rate Explained See How It Impacts HELOC Rates and Your Wallet
Discover the connection between the prime rate and your HELOC rate.
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5 Smart Ways to Use a HELOC (Home Equity Line of Credit)
A HELOC (Home Equity Line of Credit) can make life easier. Review the best ways to use one.
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7 Reasons Why Your HELOC Loan Belongs at a Credit Union vs Bank
Credit Union vs Bank. That is the ultimate question. When applying for a HELOC Loan keep these tips in mind.
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Smart Year-End Financial Moves You Can Make Right Now
The holidays are in full swing, and while we’d all rather focus on family gatherings and spreading good cheer, the reality is that we need to watch out for seasonal scams.
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Three Powerful Steps to Paying Down Holiday Debt
It’s hard to resist the temptation to over-spend when buying gifts for your family and friends. If you find yourself suddenly buried under a mound of credit card debt, here’s how to dig yourself out...
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Cut Vacation Costs Without Cutting Fun
Here are some cost-saving ideas while on vacation that may allow you to allocate more money to fun.
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Fix Your Home- Repair Plan
If you are a homeowner and you haven’t planned for this amount in your spending and savings plan, now is the time to get prepared before any nasty surprises derail you.
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Baby, It’s Cold Outside: Reducing Seasonal Energy Costs
For many of us, winter means high energy bills, but sitting in the dark or turning off the heat are not your only options. Here are some ways to improve your home’s energy efficiency and save money during the cold months:
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Top 3 Ways to Use Your Home Equity to Remodel
Your Home Equity is a valuable asset. If you are thinking about home improvements, here are the top ways to utilize it.
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HELOC Rates Aren't The Only Thing to Watch When Searching for a HELOC
HELOC rates aren't the only thing to consider when looking for the best HELOC. Keep these factors in mind too.
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Top 12 HELOC Questions Answered!
Using your home's equity to achieve your goals may be a great idea! But it is important to have reliable information to make an informed decision when searching for the best HELOC for your unique needs.
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Knowledge Is Power on the Path to Homeownership
From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back.
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VA Loans: Helping Veterans Achieve Their Homeownership Dreams
For over 75 years, VA home loans have provided millions of veterans and their families the opportunity to purchase their own homes.
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5 Tips for Homebuyers Who Want to Make a Competitive Offer
With so many buyers competing for a limited number of homes, it's more important than ever to know the ins and outs of making a competitive offer. Here are five keys to success for this important stage in the homebuying process.
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How to Avoid Overspending on Black Friday and Cyber Monday
If you want to avoid spending too much money on Black Friday and Cyber Monday, use the following strategies to stay focused and keep your expenditures reasonable.
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Five Creative Ways to Control Your Holiday Budget This Year
Most people want to control their holiday spending but get wrapped up in the festivities, and their good intentions get lost. Below are five creative ways to keep your holiday budget on track.
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Tis the Season of Giving: Is it Better to Volunteer or Donate?
As we begin to embark on holiday celebrations and look toward the new year, there’s no better way to end the year than by giving back. Take this holiday season to make a difference in the lives of people experiencing hardships.
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Seasonal Scams to Avoid Through the Holidays
The holidays are in full swing, and while we’d all rather focus on family gatherings and spreading good cheer, the reality is that we need to watch out for seasonal scams.
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Five Energy-Saving Tips for the Holidays
Not only is all of this excessive energy use bad for the planet, but it drains your wallet as well. However, there is no need to turn off the lights on holiday cheer. Here are five easy ways you can reduce your energy consumption.
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Five Easy Ways to Cut Monthly Expenses
Here are a few things you can do right now to cut your monthly expenses.
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Is It Time to Refinance Your Mortgage?
Refinancing isn’t appropriate for every homeowner. To know if it’s right for you, understand how these arrangements work.
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10 Tips for Financial Security After You Retire
The following 10 guidelines will help you enjoy a more comfortable retirement even in an uncertain economy.
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Debt-to-Income Ratios Can Derail Your Home Purchase
You’re ready to charge ahead into the home buying process, right? Maybe not. If you’ve overlooked your debt-to-income ratios, you might not be as mortgage-ready as you thought.
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What You Can Do Right Now To Prepare For Home Ownership
As rent prices continue to soar, many renters want to know what they can do to get ready to buy their first home.
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How Down Payment Assistance Opens the Door to Homeownership
If you don’t feel comfortable with the financial process of buying a home, it’s hard to make a confident decision.
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The Truth About 0% APR Car Deals and Dealer Rebates
0% apr car deals may seem more appealing than dealer rebates, but once you know the truth, rebates and local credit union loans mean extra savings.
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7 Questions To Ask Before Signing Up For Payment Protection
Allegiance Credit Union Payment Protection covers you when you or a loved one loses a job, suffers a disability or can't earn a weekly paycheck.
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5 Reasons Why You May Need Guaranteed Asset Protection (GAP)
Guaranteed Asset Protection (GAP) covers the financial gap between what your car insurance covers and the outstanding amount of your vehicle or car loan.
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How Quickly Can I Refinance My Car After Financing with a Dealership?
How quickly can I refinance my car is a common question. Review the factors that come into play when deciding how long you should wait before refinancing.
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5 Reasons Why an Extended Car Warranty is Worth It
An extended car warranty (also called an extended service contract) covers unanticipated issues beyond the manufacturer warranty. Here's why it's worth it.
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College Planning 101
There’s a lot parents can do to help their children and make the costs of college more manageable.
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College Students, Which Credit Card Is Right For You?
Should college students rip up every credit card offer that comes their way? Not necessarily.
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Advantages of Online Banking
One of the biggest boosts to easier living in the last decade has been online banking technology. It’s easy, convenient, and it has a lot to offer.
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Get Creative! Ways to Lower Holiday Spending
If you don't have the funds to buy everything you want, there is no need to despair. A little bit of creativity and energy can get you through the holidays without draining your wallet.
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Spending Showdown: Debit Cards vs. Credit Cards
We’ll put debit cards and credit cards in a one-on-one showdown to see where and when using them may be best for your finances.
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Don't Forget to Budget for Closing Costs
Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important.
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How Much Time Do You Need To Save for a Down Payment?
As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there.
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Saying “I Do” to Homeownership: How to Prepare for This Big Commitment
If you are ready to shift from renter to buyer, you’ve got some legwork to do. Here’s how to prepare:
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Can’t Make Your Car Payments? You’ve Got Options
If you are behind with payments, or worried you will be soon, assessing your financial situation and actively pursuing your options can help you make the best of a difficult situation.
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Save Money This Summer with an Energy Efficient Home
Here are some pointers for making sure your energy budget doesn’t overheat this summer.
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Tips for Scoring Cheap Summer Getaways
If you’re looking to squeeze one more getaway into your budget before summer ends, here are some tips for traveling on the cheap and getting the best deals.
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Saving for Homeownership
This fact sheet will provide general information on the costs involved and the types of expenditures you will need to save for in order to buy your first home.
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6 Reasons to Celebrate National Homeownership Month
As National Homeownership Month kicks off this June, homeowners have every reason to celebrate. Here are the top ways Americans are winning by owning a home.
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Summer Spending Tips
With a little planning, you and your family can enjoy all that summer has to offer, without busting your budget.
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How to Manage Your Money After a Natural Disaster
The following tips can help you organize an action plan to tackle potential difficulties following a natural disaster.
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Home Improvements Made Easy
Home renovation projects are great. They not only help turn your house into a home but can increase your home value when done right. This guide helps you understand the financing options you have for home improvements and the best ways to use them.
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Dollars and Sense: How to Create a Home Renovation Budget
Home improvement projects increase the value of your home, but it is important to establish a budget for the project and stick to a plan.
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7 Best Home Improvement Financing Options You Should Consider
It’s essential to understand all home improvement financing options before signing on, so you can make the best decision based on your finances.
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5 Pros and Cons of Using a HELOC for Home Improvements
Understand what a HELOC is, and how to finance your home improvement project so you can rest easy knowing you will make an informed financial decision.
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What Is A Home Renovation Loan?
If you are on a budget, understanding how a renovation loan works helps you make informed decisions about purchasing a home or financing home improvements.
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How long does it take to get a Home Equity Loan?
Whether it's for home improvements, medical expenses, or debt consolidation, home equity loans are one option to get access to cash.
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Don’t Sell on Your Own Just Because It’s a Sellers’ Market
Some sellers think selling their house will be a breeze. Let’s unpack why that’s a big mistake and may actually cost you more in the long run.
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Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year
One of the best ways to jumpstart your savings for a down payment is by starting with the help of your tax refund.
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Is it Time to Open a Checking or Savings Account for Your Children?
How financially savvy are your children?
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Teens and Money: Preparing to Move Out
Before you take the leap, know how much the big move will cost you, now and in the future.
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How to Make Your Child Financially Capable
Most parents understand that they should teach their kids about money. Knowing where to start, on the other hand, is another story.
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Teaching Kids And Teens Smart Money Habits
If you have children of your own, you may be wondering how and when to start teaching them smart financial habits like saving early and spending responsibly.
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Are You in Credit Card Crisis?
Get a cold, clammy feeling when you think of your credit card bills?
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Two Strategies for Digging Out of Debt
Assuming you've got more than one debt to pay off, which method of debt repayment should you use?
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Tips for Keeping Your Checking Account Balanced
A checking account is a contractual relationship between you and your financial institution, with each party having specific responsibilities.
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How to Protect Yourself From Credit Card Fraud
The reach and popularity of credit cards have made it a major target of fraudsters. Here is how you can protect yourself from these credit card scams.
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Avoiding Identity Theft: Keeping Your Private Info Secure
While the damage from identity theft can be great, there are several steps you can take to keep your private information secure.
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Identity Theft: A Survivor's Guide
Rectifying identity theft damage can be like untangling a wet knot. You can do it – but it will require patience and perseverance.
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When to Use Credit (and When to Avoid It)
If used carefully, credit can be a helpful financial tool.
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Spring Cleaning for Your Finances
Why not dive into a bit of spring cleaning for your finances?
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FHA Loans: Advantages and Disadvantages
Before jumping into an FHA mortgage, it's important to understand the possible benefit and drawbacks.
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Complete Homebuying Checklist
Buying a house can be overwhelming. We are here to provide the best resources to help you make the best decisions for your home buying journey.
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What to Look for When Buying a House in a Hot Market
A hot market in real estate creates both opportunities and challenges for buyers. Here are some tips when buying a house in a hot market.
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6 Mistakes to Avoid as a First-Time Home Buyer
As you join the ranks of first-time home buyers, be cautious to make good financial decisions, so your new home will be truly enjoyable.
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Financial Coaches
Free expert financial advice is available for all Allegiance Credit Union members by calling 1-888-456-2227!
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Video Banking
Speak with an Allegiance CU representative from the comfort of home - or wherever you are!
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Top 10 Financial Planning Tips For Millennials
As a millennial, you probably want to avoid some of the financial pitfalls that have befallen previous generations. Read the top 10 financial tips.
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If You Need a Budget Follow These 5 Easy Tips to Get Started
Here are 5 easy tips to create a monthly budget, only spend what you can afford, and by helping you save up for emergencies.
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Everything You Need to Create a Monthly Budget Template
Budgets can keep you from slipping into bad habits and help save a lot of money. Here are tips to control your spending.
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If You're Looking for Ways to Save a lot Here's 12 Ways to Get Started
Rather than end binge-watching or chilling on a tropical beach, it may be worthwhile to try the 12 strategies to save money daily, weekly, and monthly.
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7 Quick Tips About How to Make and Follow a Monthly Budget
Making a monthly budget is the important first step to financial freedom. To help, here are seven tips for improving your monthly budget for your family.
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Find the Best Low Interest Rate Credit Cards, You Should Have More Than One
Whether you’ve had a credit card for years or you’re starting out the journey, you may feel confused about how to find the best credit card for your needs.
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How Much Will My Fixed Rate Mortgage Be?
Calculate the payments (principal and interest) for a fixed rate loan.
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How Much Will My Payments Be For A Balloon Mortgage?
Calculate the payment amount necessary for a mortgage with a balloon payment.
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Should I Consolidate My Loans?
Determine the advantage or disadvantage of consolidating various loans and credit card debt.
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How Much Home Can I Afford?
Calculate the most expensive house you can buy based on the highest payment you can afford.
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Is An Auto Loan Or Home Equity Loan Best For Purchasing A Car?
Calculate if a home equity loan may be better than standard auto loan for purchasing a car.
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How Long Will It Take To Pay Off My Loan?
Calculate how many payments it will take to pay off a loan.
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What Is My Loan Rate?
Calculate the interest rate on a loan given a loan amount, payment amount, and number of payments.
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How Much Car Can I Afford?
Calculate the most expensive car you can buy based on the highest monthly payment you can afford.
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What Is My Future Value Worth Today?
Calculate the present value (on a given date) of a future amount.
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What Is The Yield On My Portfolio?
Calculate the before and after tax yield for an investment with up to 9 trading activities.
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How Much Should I Save Each Month?
Calculate the monthly deposit amount needed to reach a savings goal.
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What Savings Amount Should I Start With?
Calculate how much money you would need to start with to reach a savings goal.
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What Rate Would I Earn On My Savings?
Calculate rate of return you would need to reach your savings goal.
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How Much Could I Save Over Time?
Calculate the total amount you would be able to save with monthly deposits.
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How Much Do I Need To Fund My Retirement?
Calculate how much money you must have in your savings account to make recurring withdrawals of a specified amount.
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How Much Can I Spend Each Month In Retirement?
Calculate how much you will be able to regularly withdraw from your savings account before you run out.
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How Much Will My Traditional IRA Be Worth At Retirement?
Calculate the amount you can save in a tax-deferred Traditional IRA.
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What Rate Do I Need To Support My Retirement?
Calculate what rate of return you would need to make recurring withdrawals of a specified amount from an account.
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How Long Will My Retirement Saving Last?
Calculate how long you can make recurring withdrawals of a specified amount from your savings account.
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How Much Will My Roth IRA Be Worth At Retirement?
Calculate the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement.
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Which Is Better For Me, A Traditional or Roth IRA?
Calculate which is better for you, a Traditional IRA or a Roth IRA.
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What Will My Equipment Lease Residual Be?
Calculate the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.
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What Will My Lease Residual Be?
Calculate the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.
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Should I Refinance?
Calculate if the amount you save in interest will exceed these refinancing costs.
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How Much Will My Adjustable Rate Mortgage Payments Be?
Calculate the payments (principal and interest) for an adjustable rate loan.
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How Much Will I Save By Increasing My Mortgage Payment?
Calculate how much interest you can save by paying an additional amount with your mortgage payment.
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How Much Will I Need To Save For A Major Purchase?
Calculate how much money you will need to save monthly in order to reach a desired savings goal.
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How Much Do I Need To Save For College?
Calculate the amount you need to save each month in order to pay for college.
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How Long Will It Take To Pay Off My Credit Card?
Calculate how long it will take to pay off a credit card debt.
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How Can I Save A Million Dollars?
Calculate how much you need to save each month to accumulate a million dollars.
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What Will My Investment Be Worth In The Future?
Calculate what an amount invested today will be worth at some point in the future.
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What Is My Equipment Lease Rate?
Calculate the lease rate based on a known payment amount, lease amount, residual amount, and lease term.
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How Much Will My Equipment Lease Payments Be?
Calculate the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.
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What Is My Lease Rate?
Calculate the lease rate based on a known payment amount, lease amount, residual amount, and lease term.
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How Much Will My Lease Payments Be?
Calculate the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.
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Need to Refinance? Find the Best Mortgage Lenders: 10 Tips and Tricks
Following the 10 tips in this article will help you place your refinancing process in a position to be successful.
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12 Myths About How to Get Out of Debt
Getting out of debt doesn't have to be as stressful as you might think. Mostly, paying off debt requires focus and changing spending habits.
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Buying a House Checklist: It's Not as Difficult as You Think
Here is a home buying checklist for homebuyers to go through and make sure all steps are taken in order to get into their dream home.
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Finding a Better Mortgage Can be Tricky - Tips to Refinance with Ease
Here are a few tips that you should follow to make it easier for you to refinance successfully.
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How Much House Can I Afford? 5 Steps to Ensure You Don't Overspend
Before you hit the real estate listings or start interviewing agents, you have a little math to do to figure out how much house can you afford.
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Home Loans: What You Need to Know to Get Approved [10 Item Checklist]
If you want to know how to get approved for a home loan, you've come to the right place. 48% of Americans doubt that they could qualify for mortgages.
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Buying a House Checklist: It's Not as Difficult as You Think
Here is a home buying checklist for homebuyers to go through and make sure all steps are taken in order to get into their dream home.
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Buying A Home: The Good, the Bad, and the Ugly
Here is a closer look at all of the aspects of buying a home for the first time, including the good, the bad, and the ugly.
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5 Dos & Don’ts - How to Get Approved for a Home Loan
We've put together a shortlist of dos and don't to help you get approved for a home loan. This checklist will help get you to the right place.
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The Best Credit Card Rewards Available
Not all rewards are created equally and it is important to find the rewards that best suit your spending style.
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The Best Travel Rewards Credit Card Will Shock You!
Do you travel a lot? You’re bombarded daily with offers with promotions for travel rewards credit cards, each claiming to be better than the others.
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Deceptive Credit Card Debt Might Not Be Your Fault
It’s important for consumers to be wary of rising credit card debt that may result from your excitement about taking advantage of perks.
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How to Build Credit with a Credit Card
Securing a credit card and utilizing it each month can be a tremendously effective strategy to build a robust credit score.
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Looking to Refinance Your Car Loan? - Here's What You Need to Know
There are a wealth of reasons why refinancing a car loan might be in your best interest. Here's your complete auto refinancing guide.
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Exactly How Long Does it Take to Build Credit?
Credit – especially good credit – isn't built overnight, find out how long it actually takes to build credit.
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Everything to Consider When Looking for the Best Checking Accounts
You can narrow your choices to only the best checking accounts available by considering the following account and bank features
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Budgeting Bundle Excel Worksheets
If you want to be able to track your spending and expenses against your monthly income and savings, and track your debt and make a plan of repayment.
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Definitive Guide to Using Home Equity Loans for Debt Consolidation
Simply download this e-book which gives a one-stop resource for everything you need to know for using home equity loans for debt consolidation.
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Car Loans 101: Car Buying Made Easy - Download E-book
This e-book on Car Loans will help remove the mystery around how to responsibly shop for a big purchase like a car.
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What You're Missing in Your Search for the Best Car Loan Rates
Here are some surprising secrets that will help you get a great rate on your car loan.
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How to Build Credit in 6 Simple Steps
By following these simple steps, you can enjoy the benefits of a credit-worthy score both now and in the future.
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How to Find the Best Online Checking Account [10 Factors to Consider]
Here are 10 features to look at that will help you find the best checking accounts.
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5 Situations Where You Might Apply for a Second Chance Bank Account
Here are some of the most common reasons why banking customers need a second chance bank account to help get their finances back in order.
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Finding the Right Second Chance Banking Options for You
In this blog, you will find out about second chance banking and how it could help you reach your financial goals.
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5 Questions to Answer Before Getting a Second Chance Checking Account
Thinking about starting fresh with a second chance checking account? Answer these questions.
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How Can I Raise My Credit Score in 30 Days? - Download Checklist
This checklist contains 12 easy steps to help build your credit score.
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What You Need to Know About Building Credit and Second Chance Checking
Here are some helpful tips about how to build or improve credit, so you can get back on the right track and facts about second chance checking accounts.
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The Truth About Debt Consolidation
Here are some of the most popular debt consolidation tactics that really work to keep your debt down.
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How to Build a Debt Repayment Plan
There are three key steps to building a debt repayment plan explained in this blog.
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What is a Home Equity Loan and Can it Help with Debt Consolidation?
These are essential things to know about home equity loans and their debt consolidation value.
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7 Mistakes to Avoid with Your Debt Consolidation Loan
Securing a debt consolidation loan to pay down your debt can improve credit and provide financial stability, but pay attention to these mistakes.
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MSRP Meaning for Cars - Why It's NOT the Final Price
The MSRP is an important figure for your future car purchase negotiations.
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If You Need a Budget Look No Further!
Our monthly budget template will help you save a lot and plan for your future.
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How Does a Home Equity Loan Work and How to Use it to Consolidate Debt
Here’s a closer look at how home equity loans work, and when they work well for debt consolidation.
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Home Equity Loan vs. HELOC - Which is Best for Debt Consolidation
Even though both home equity loan and HELOC are based on available home equity. There are some key differences.
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Best Time to Buy a Car [Including Top Tips for Getting a Car Loan]
Here are the secrets to helping you save through proper timing on your car purchase.
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Selecting the Best Used Car and Car Loan for You [Top 10 Tips]
Prepare yourself for the search, negotiation, and financing process by considering the following used car buying tips.
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How to Find the Best Car and Car Loan to Finance Your Purchase
By considering the following steps of narrowing down the best cars and identifying a cost-effective car loan, you can streamline the car buying process.
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5 Tips You Should Know When Using an Auto Loan Calculator
Here's How to Make Sure You Don't Overpay for Your Car and Car Loan
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How to Get Out of Debt Fast - 5 Proven Tips
If you're ready to take charge of what you owe, these five steps will help you eliminate debt, and the stress it brings, quickly.
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