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Pay Down Balances

The perfect low rate card for balance transfers! This is a non-rewards card for those who don't need all the bells and whistles and focused on paying down debt at the lowest cost to save money! Learn more.

The VISA Platinum Card offers all of these great benefits:

  • EMV smart chip technology for added security.
  • Mobile purchasing capability for added convenience.
  • Pay down your other credit card balances faster with a great low introductory rate for an extended time.
  • Save on interest.
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A Great Card To Add To Your Wallet

With a great low rate, the VISA Platinum card is the perfect addition to your wallet even if you don’t have higher rate balances to transfer.

If you need to make a large purchase or plan on having a series of expenses coming up and don’t want to pay a lot in interest, this is a fantastic low rate card to use.
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Need Cash Fast? Use Your Card At An ATM

If you need cash fast, you can use your VISA Platinum card at an ATM for a Cash Advance1.

Being able to access cash at an ATM is a feature that could really help in the event of an emergency and is available at a low-interest rate.

All Allegiance Credit Card Choices


No Point Limits

Earn up to 4X points on everyday spending with the VISA Signature® Everyday Rewards+ Card.

There are no point cap limits and you’ll have up to 5 years to redeem your points for travel rewards, cash, gift cards, or brand merchandise. The VISA Signature® Everyday Rewards+ Credit Card has everything you’re looking for!

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Cash Back

Earn Cash Back

Earn cash back in several categories and even choose which categories you'd like to earn more in.

The VISA Cash Preferred Card will help you earn the maximum cash back on your purchases!

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A Great Low Rate

The VISA Platinum Card is the perfect credit card to transfer those higher-rate balances to.

If you made a large purchase or several purchases on a higher-rate card, transferring the balance to our low rate card can save you money!

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Build or Repair Credit Easily

If you’re starting to build credit, or need to repair a poor credit history, the VISA Secured Card can help!

You’ll have the convenience of having a credit card while still earning interest on the savings account you secure it with. You’ll be building your savings and your credit at the same time!

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A Student Card That Earns Rewards

Earn points on your purchases with no points cap limits! You even have up to 5 years to use your rewards AND you can receive 2,500 BONUS POINTS after you start using the card.

This VISA Signature College Real Rewards card offers the same type of benefits and rewards as other cards, for students!

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Make Travel More Rewarding

Travel More. Earn More. Repeat.

Our Travel Credit Cards let you redeem your points for travel, cash back, merchandise, or brand name gift cards. 

Make travel more relaxing with airport perks and who would pass on a cash bonus?


Which Card Is Right For You

Not sure which card is right for you? Check out our credit card comparison page to see a side-by-side comparison of card rewards, features, and benefits to choose the one that will work best for you.

If you’re still unsure, contact us for more information.


Claim your FREE copy!

What this guide includes:

Free budgeting templates and expert tips.

Money-saving tips and templates to help you manage your monthly budget successfully.

  1. Why you need a budget
  2. Keeping track of your expenses
  3. Setting realistic savings goals 
  4. Ways to stretch your budget
  5. Growing emergency savings 


The VISA Platinum Card Credit Card Legalese

1.The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

2.Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

See complete terms and conditions on the application.

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