Teen Checking Account
For All Their Bright Futures
Help your teen build money skills, gain independence, and manage spending with the tools and support they need.
Help your teen build money skills, gain independence, and manage spending with the tools and support they need.
Cash Back Checking is the best student checking account for Oklahoma City teens!
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Checking Account
|
APY*
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Disclosures
|
|---|---|---|
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Cash
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1.00%
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Based on terms & conditions
|
|
Cash Back
|
5% Cash Back
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Based on terms & conditions
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|
Second Chance Checking
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0.00%
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Non-dividend account
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Prepare your teen for financial independence. They'll enjoy freedom with parental control, free financial resources, and so much more! Strong money management skills start with a Teen Checking Account from Allegiance Credit Union.

We're proud to be from Oklahoma City, and your Debit Card can show that you are too!
Choose the Debit Card design that suits your lifestyle from the 8 design options below.
New Cards: Indicate the card you prefer on the application when you open your Checking Account.
Replacement Cards: Stop by our Main Branch, Edmond Branch, or South Branch to instantly receive your replacement card, or call to order your new card.
Our Cash Back Checking Account offers Oklahoma teens (ages 13-17) the chance to learn the fundamentals of managing money, while still being monitored by their parents. With no monthly maintenance fee, a robust mobile app, and a chance to earn cash back on purchases, this is the perfect account to start preparing your teen for financial independence!
The Allegiance Mobile Banking App puts powerful tools at your fingertips. Get real-time alerts, track spending, turn off your debit card, and more with convenient access to your accounts anywhere, anytime.
Stay in the know with real-time account updates in the Allegiance Mobile Banking App. Teens 13+ can check balances, review recent purchases, and monitor spending anytime—helping build smart money habits from the start.
Allegiance Credit Union members can earn $50 for referring friends and family! If your friends open a checking account with us, your rewards will be automatically deposited to your account within 30 days.
There are NO LIMITS to how many friends you can refer. Just tell your friends and family to mention your name at account opening either in-branch or online.
“I like the fact that everyone is so nice and helpful to me when I go into the branches!”
Tara J.
"I love how credit unions put their members first. It's refreshing to see a financial institution that truly cares."
Rita W.
Most individuals understand the importance of having a good checking account with a financial...
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Read MoreMember Referral Program:
Members can earn $50 if their referral generates a new Cash or Cash Back Checking account. New account holder must mention the name of the person who referred them at account opening in-branch or on their online application. Cash bonus will be deposited to referring member's account within 30 days of account opening. Offer may be withdrawn at any time without notice.
Cash:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000.00 receive APY of 1.00%; and balances over $20,000.00 earn .05% interest rate on the portion of balance over $20,000.00 (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/2/2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $25 is required to open the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
Cash Back:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Minimum $25 deposit is required to open the account. Monthly receipt of electronic statements is a condition of this accounts. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
Qualification Dates
| Month-Year | Cycle Start Date | Cycle End Date |
|---|---|---|
| Jan 2025 | December 31, 2024 | January 30, 2025 |
| Feb 2025 | January 31, 2025 | February 27, 2025 |
| Mar 2025 | February 28, 2025 | March 30, 2025 |
| Apr 2025 | March 31, 2025 | April 29, 2025 |
| May 2025 | April 30, 2025 | May 29, 2025 |
| Jun 2025 | May 30, 2025 | June 29, 2025 |
| July 2025 | June 30, 2025 | July 30, 2025 |
| Aug 2025 | July 31, 2025 | August 28, 2025 |
| Sept 2025 | August 29, 2025 | September 29, 2025 |
| Oct 2025 | September 30, 2025 | October 30, 2025 |
| Nov 2025 | October 31, 2025 | November 27, 2025 |
| Dec 2025 | November 28, 2025 | December 30, 2025 |