Great Home Equity Loan rates.
Home Equity Loan features.
Competitive Low Fixed Rates
LEARN MORE +Interest May Be Tax Deductible
LEARN MORE +Terms That Will Fit Your Needs
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HOME IMPROVEMENTS
Get That Dream Kitchen
Want an alternative to using your home equity and need cash fast? Check out our Quick Cash Home Improvement Loan.
Home Equity Loan Rates
*APR = Annual Percentage Rate.
**Max. LTV = Maximum Loan to Value. Final rate and term determined during underwriting.
*** Call for details.
*APR = Annual Percentage Rate.
**Max. LTV = Maximum Loan to Value. Final rate and term determined during underwriting.
*** Call for details.
EASY & AFFORDABLE
Flexibility To Improve Your Finances






CAPITALIZE ON YOUR EQUITY
One Loan Solution For Many Needs!
Using the equity in your home to pay for expenses is a great low-rate way to make the things you need affordable. From consolidating your higher rate debt to taking a dream vacation a Home Equity Loan is budget-friendly and flexible to create repayment terms that work for you.
There is no early payoff penalty and you can save money on interest by paying extra towards your principal balance any time you’d like.
Depending on how you use the funds, the interest you pay could be tax deductible. We encourage you to speak with a tax professional to see if there could be tax benefits to using a Home Equity Loan to pay for certain expenses.
Don't wait any longer, ask yourself how you could use the equity in your home!


FAQ
We are here to answer all of your questions. Let us know how we can help!
- How much can I borrow?
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You can borrow up to 90% Loan-To-Value, which means up to 90% of the home’s overall value.
- Can I pay extra on the principal?
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Yes, you can apply extra towards the principal balance of your loan.
- Are there any penalties for paying off my loan early?
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No, we do not charge early payoff penalties at ACU.
- What can I use a Home Equity Loan for?
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Home improvement projects, debt consolidation, and vacations are just a few of the things you can use a Home Equity Loan for.

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