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Money Market Account

For All The Savvy Savers

Boost your savings potential with secure, high-yield investments that don't limit access to your money.

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Money Market Rates

The more you save, the more you earn. Maximize your earnings with rate tiers that grow with your balance.

Tier Amount
APY*
$2,000 - $9,999
0.10%
$10,000 - $24,999
0.15%
$25,000 - $49,999
0.20%
$50,000 - $99,999
0.45%
$100,000 - $199,999
0.55%
$200,000 +
0.75%
Effective Date September 13, 2022

*APY = Annual Percentage Yield. $2,000 minimum deposit to open.

For All Your Rainy-Day Funds

Money Market Account Benefits

Want to earn more than a regular savings account but still keep your money within reach? A Money Market Account offers just that. Whether you're planning a vacation or handling an emergency, you'll have the flexibility to access your funds when you need them.

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RATE TIERS

Higher balances earn higher rates. Build your balance to grow your savings faster!

EASY ACCESS

Manage your money anytime, day or night with Online Banking or our Mobile App.

PENALTY FREE WITHDRAWALS

Maintain access to your funds without penalty fees.*

OVERDRAFT PROTECTION

Use your Money Market Account as Overdraft Protection.

*$2,000 minimum balance must be maintained to earn dividends

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The Best Of Both Worlds

What Is A Money Market Account?

A Money Market Account is a type of savings account that offers higher interest rates, often based on your balance, while still giving you easy access to your funds. Think of it as the perfect middle ground between a traditional Savings Account and a Share Certificate (CD).

With a Money Market Account, you can grow your savings faster without locking your money away. You'll have access to your funds when you need them, making it a flexible option for larger savings goals, emergency funds, or planned expenses.

Download Your Free Copy!

If You Need A Budget, Look No Further

Explore how our monthly budget template can help you take the first step toward saving for the boat you've always wanted!

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Discover Your Ideal Savings Solution

Your goals, your way—choose the savings or investment option that best suits your needs.

Save

Savings Account

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$5 Minimum
Opening Deposit
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Earn Dividends
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Easy Access to Funds
Grow

Money Market

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$2,000 Minimum Opening Deposit
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Tiered Dividends
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Easy Access to Funds
Guarantee

Share Certificates

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$500 Minimum Opening Deposit
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Guaranteed Returns
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Flexible Terms
Invest

IRA Savings

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$25 Minimum Opening Deposit
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Earn Dividends
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Potential Tax Benefits
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What Our Members
Are Saying

“We were expertly led and assisted in moving other accounts into one account at Allegiance.  That included getting debit cards. The patience and personal service are greatly appreciated.”

Danny H.

"I have been with Allegiance over 40 years and have been extremely satisfied with the service I have received."

Leslie D.

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Frequently Asked Money Market Questions

If I’m already a member, do I have to come in to add a Money Market Account to my membership?

Nope! We’d be happy to open the account for you over the phone or through Video Banking. We can transfer the minimum deposit of $2,000 from your ACU Checking or Savings Account.
 

When will I receive the interest?

Dividends are paid monthly. $2,000 minimum balance must be maintained to earn dividends.