<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=302996526730507&amp;ev=PageView&amp;noscript=1">
Skip to main content
Login

All Secured Credit Cards Feature:

Build Your Credit

LEARN MORE +
If you're looking to build, or rebuild credit this card offers all the great features you're looking for!
Learn More

Credit Line You Set

LEARN MORE +
When you start this account, you also open a savings account that is pledged as a security for your credit card account. A minimum refundable security deposit of $300 ($5,000 maximum) is required to open this account.4,7
Learn More

No Annual Fee

LEARN MORE +
Both of our Secured Credit Card options allow you to save your hard-earned money by charging no annual fee.*
Learn More
Woman in black and white polka dot shirt on laptop
YOUR CREDIT SCORE MATTERS

Credit Cards Can Help You Build Credit

Building credit from scratch or rebuilding your credit is possible when you use your credit card responsibly.

Make sure you pay your bill on time, don't use all of your credit limit (use as little as possible), don't apply for more credit applications such as personal loans or car loans while trying to build your credit when possible, and use your card regularly as long as you can pay off the bill in full each month. Explore our Secured VISA®Card features.
LEARN MORE
LEARN MORE
Woman swiping her credit card
DISCRETE

Your Credit Card Looks Like All Other Cards

Merchants and retailers will not know you’re using a secured credit card when you use it to make a purchase.

The card looks like all our other VISA cards with no distinguishing differences that it’s a savings secured card. You can work on building your credit with confidence.
LEARN MORE
LEARN MORE

All Allegiance Credit Card Choices

POINTS

No Point Limits

Earn up to 4X points on everyday spending with the VISA Signature® Everyday Rewards+ Card.

There are no point cap limits and you’ll have up to 5 years to redeem your points for travel rewards, cash, gift cards, or brand merchandise. The VISA Signature® Everyday Rewards+ Credit Card has everything you’re looking for!

Multiracial couple waching laptop
Cash Back

Earn Cash Back

Earn cash back in several categories and even choose which categories you'd like to earn more in.

The VISA Cash Preferred Card will help you earn the maximum cash back on your purchases!

Woman in white button up handing cash to customer
LOW RATES

A Great Low Rate

The VISA Platinum Card is the perfect credit card to transfer those higher-rate balances to.

If you made a large purchase or several purchases on a higher-rate card, transferring the balance to our low rate card can save you money!

Cheerful couple having video call on laptop
OPPORTUNITY

Build or Repair Credit Easily

If you’re starting to build credit, or need to repair a poor credit history, the VISA Secured Card can help!

You’ll have the convenience of having a credit card while still earning interest on the savings account you secure it with. You’ll be building your savings and your credit at the same time!

Man looking at iPad Pro
REWARDS

A Student Card That Earns Rewards

Earn points on your purchases with no points cap limits! You even have up to 5 years to use your rewards AND you can receive 2,500 BONUS POINTS after you start using the card.

This VISA Signature College Real Rewards card offers the same type of benefits and rewards as other cards, for students!

Man wearing Graduation Cap
EARN MORE

Make Travel More Rewarding

Travel More. Earn More. Repeat.

Our Travel Credit Cards let you redeem your points for travel, cash back, merchandise, or brand name gift cards. 

Make travel more relaxing with airport perks and who would pass on a cash bonus?

Woman-using-her-travel-credit-card-points-to-fly-while-sitting-at-airport-on-her-cell-phone.

Which Card Is Right For You

Not sure which card is right for you? Check out our credit card comparison page to see a side-by-side comparison of card rewards, features, and benefits to choose the one that will work best for you.

If you’re still unsure, contact us for more information.

SUCCESSFUL BUDGETING

Claim your FREE copy!

What this guide includes:

Free budgeting templates and expert tips.

Money-saving tips and templates to help you manage your monthly budget successfully.

  1. Why you need a budget
  2. Keeping track of your expenses
  3. Setting realistic savings goals 
  4. Ways to stretch your budget
  5. Growing emergency savings 

STRENGTHEN YOUR FINANCES

Secured Card (No Rewards)

SECURED VISA® CARD:

  • Use this card as a solid foundation to build your credit.1
  • Free Credit Score2 access.
  • Automatic Bill Pay.
  • Zero Fraud Liability.3
  • When you start this account, you also open a savings account that is pledged as a security for your credit card account. A minimum refundable security deposit of $300 ($5,000 maximum) is required to open this account.4
  • Control your accounts with our mobile app and online portals.
  • Account alerts and notifications will help you keep an eye on your accounts.
BUILD YOUR CREDIT AND EARN REWARDS

Secured Credit Card (with Rewards)

MAX CASH SECURED VISA® CARD:

  • Use this card as a solid foundation to build your credit.5
  • 5% cash back on the first $2,000 combined eligible purchases each quarter on two chosen categories.6
  • Unlimited 2% cash back on eligible net purchases on one everyday category chosen.
  • Unlimited 1% cash back on all other eligible net purchases.
  • When you start this account, you also open a savings account that is pledged as a security for your credit card account. A minimum refundable security deposit of $300 ($5,000 maximum) is required to open this account.7
  • Account alerts and notifications will help you keep an eye on your accounts.
  • Zero Fraud Liability. You are protected against fraudulent purchases when your card is lost or stolen.8
*THE FINE PRINT

Elan Financial Services may change APRs, fees and other Account terms in the future based on your experience with it and its affiliates as provided under the Cardmember Agreement and applicable law.

Subject to credit approval.

1. Late Payments or going over the credit limit may damage your credit history.
2. Free credit score access is available through online account access only. The free VantageScore® Credit Score is for educational purposes only and is not used by Elan Financial Services to make credit decisions.
3. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
4. Your credit limit will be equal to the amount of your security deposit.
5. Late Payments or going over the credit limit may damage your credit history.
6. Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Spend over the $2,000 quarterly cap/limits for the 5% categories will earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account, with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.
7. Your credit limit will be equal to the amount of your security deposit.
8. Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporate.