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Choose Where You Earn The Most Cash Back

Choose the categories you shop in most to get the maximum cash back! Learn more.

  • 5% cash back on first $2,000 of combined quarterly purchases in two categories like: TV, Internet & Streaming, Services, Home Utilities, Cell Phone Providers and more!1
  • 2% unlimited cash back on choice of one everyday category like Gas Stations & Ground Transportation, Restaurants & Food Delivery and Grocer Stores & Grocery Delivery.
  • 1% unlimited cash back on all other eligible purchases.
  • Redeem Cash Back for a Statement Credit, Rewards Card, or a Deposit to a Qualifying Account.1
  • $150 cash back after you spend $500 in the first 90 days.2

Two Categories You Choose Will Earn 5%

Every quarter select two categories that you’d like to earn 5% cash back on. As your spending habits change throughout the year you can align your category choices to match so you maximize your earning potential.
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No Limit To Your Earnings On Your 2% Category Choice

Each quarter you’ll select one category that you’d like to receive 2% cash back on with no limits to how much you can earn! You can change this category every quarter to align with your spending needs.

Get a $150 Cash Back Bonus For Using Your Card

Simply spend $500 in the first 90 days and we’ll add a $150 cash back bonus to your rewards. That’s an extra $150 to spend on anything you’d like. Put it towards a bill or buy yourself a gift. The $150 is yours to use as you’d like!

All Allegiance Credit Card Choices


No Point Limits

Earn up to 4X points on everyday spending with the VISA Signature® Everyday Rewards+ Card.

There are no point cap limits and you’ll have up to 5 years to redeem your points for travel rewards, cash, gift cards, or brand merchandise. The VISA Signature® Everyday Rewards+ Credit Card has everything you’re looking for!

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Cash Back

Earn Cash Back

Earn cash back in several categories and even choose which categories you'd like to earn more in.

The VISA Cash Preferred Card will help you earn the maximum cash back on your purchases!

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A Great Low Rate

The VISA Platinum Card is the perfect credit card to transfer those higher-rate balances to.

If you made a large purchase or several purchases on a higher-rate card, transferring the balance to our low rate card can save you money!

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Build or Repair Credit Easily

If you’re starting to build credit, or need to repair a poor credit history, the VISA Secured Card can help!

You’ll have the convenience of having a credit card while still earning interest on the savings account you secure it with. You’ll be building your savings and your credit at the same time!

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A Student Card That Earns Rewards

Earn points on your purchases with no points cap limits! You even have up to 5 years to use your rewards AND you can receive 2,500 BONUS POINTS after you start using the card.

This VISA Signature College Real Rewards card offers the same type of benefits and rewards as other cards, for students!

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Make Travel More Rewarding

Travel More. Earn More. Repeat.

Our Travel Credit Cards let you redeem your points for travel, cash back, merchandise, or brand name gift cards. 

Make travel more relaxing with airport perks and who would pass on a cash bonus?


Which Card Is Right For You

Not sure which card is right for you? Check out our credit card comparison page to see a side-by-side comparison of card rewards, features, and benefits to choose the one that will work best for you.

If you’re still unsure, contact us for more information.


The VISA® Max Cash Preferred Card Legalese

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

1 Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

2 If you’re approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.

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