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Straight-forward, no-haggle car buying experience

First Rate Autos is owned by Oklahoma City credit unions, including Allegiance CU, so they know what consumers are looking for in the car-buying process. The inventory is a combination of repossessed vehicles and autos acquired from auctions and private owners. In addition, as an ACU member you can sell your car to First Rate Autos and get $200 cash back when you finance your next vehicle through us!

First Rate Autos provides fair purchase offers on vehicles appropriate for their inventory - regardless of whether or not you're buying a vehicle from them.

LIMITED TIME OFFER: Stop by First Rate Autos to receive a bid on your current vehicle, and receive $200 CASH BACK* when financing your next vehicle with us!


1. Complete the form to let First Rate Autos know a few details about the vehicle you're interested in selling.

2. First Rate Autos will contact you about your vehicle and set up a quick appointment to inspect your vehicle and discuss a possible deal.

3. Start the pre-approval process on your next auto loan upon submitting the bid request form!

Get a Bid from First Rate Autos

By clicking the submit button above, you agree to be contacted via phone or email using the information provided.

*Qualifications and restrictions apply. To qualify for the cash back offer, you must receive a bid on your current auto from First Rate Autos and finance your next vehicle with Allegiance Credit Union. Cash back bonus will be deposited to your ACU account at time of disbursement. Offer may expire at any time at the discretion of Allegiance Credit Union.  ACU Auto Loan Rates.