<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=302996526730507&amp;ev=PageView&amp;noscript=1">

OKC Personal Line of Credit

Financial Flexibility Starts Here

A Personal Line of Credit supports you through all of life's ups and downs with access to money both today and in the future!

Apply Now
Certificates_man reading receipts

Start Your Personal Line of Credit Application Today

Personal Line of Credit Rates

Loan Type
APR* (as low as)
APR* (as high as)
Personal Line of Credit (PLOC)
13.99%
13.99%

*APR = Annual Percentage Rate. Rate determined by credit history. Approval subject to underwriting. Membership required. Payment is calculated on 1.5% of balance at statement cycle, and due on the 27th of following month.

Credit You Can Count On

Personal Line of Credit Features

Discover flexible, revolving access to funds, without collateral. Borrow what you need, repay it, and use the funds again without going through the application process each time.

Take control over your budget with this smart, convenient solution for managing unexpected expenses or ongoing financial needs.

Product Feature_man and woman signing documents

NO COLLATERAL

Borrow between $750 and $7,000 with no collateral, just your signature.

OPEN ENDED

Get the cash you need when you need it, and take out more when you're ready.

GREAT RATES

Enjoy our always competitive rates, and only pay interest on what you use.

EASY ACCESS

Access your cash 24/7 with free Online and Mobile Banking or one of our local branches.

A Personal Line of Credit For All
Life's Twists and Turns

Use your money how and when you need it. A Personal Line of Credit is flexible, so you're prepared for anything! 

Home Repairs

A Personal Line of Credit can be a practical solution for tackling home repairs, especially when costs pop up unexpectedly or projects evolve over time.

Whether you're fixing a leaky roof, replacing an aging appliance, or making seasonal updates, a line of credit gives you the flexibility to access funds as needed, rather than borrowing a lump sum upfront.

Use what you need, when you need it, and only pay interest on the amount you borrow. 

Apply Now

Emergencies

If you live in Oklahoma, you have a weather emergency plan, but do you have a financial emergency plan? A Personal Line of Credit offers peace of mind when life throws you a curveball.

From medical bills to urgent car repairs, get fast access to funds without the stress of applying for a new loan each time.

Because it’s revolving credit, you can use it when emergencies arise, repay it over time, and still have it available for future needs. 

Apply Now

Overdraft Protection

If your Checking Account balance drops too low, available funds from your Personal Line of Credit can automatically cover the difference.

Whether using your Debit Card or writing a check, have the confidence your payments will go through with this extra layer of protection. 

Apply Now

  • Home Repairs

    A Personal Line of Credit can be a practical solution for tackling home repairs, especially when costs pop up unexpectedly or projects evolve over time.

    Whether you're fixing a leaky roof, replacing an aging appliance, or making seasonal updates, a line of credit gives you the flexibility to access funds as needed, rather than borrowing a lump sum upfront.

    Use what you need, when you need it, and only pay interest on the amount you borrow. 

    Apply Now

Home Repairs

A Personal Line of Credit can be a practical solution for tackling home repairs, especially when costs pop up unexpectedly or projects evolve over time.

Whether you're fixing a leaky roof, replacing an aging appliance, or making seasonal updates, a line of credit gives you the flexibility to access funds as needed, rather than borrowing a lump sum upfront.

Use what you need, when you need it, and only pay interest on the amount you borrow. 

Apply Now
Two women family members hugging

More Freedom. Less Stress.

What Is A Personal Line of Credit?

A Personal Line of Credit a flexible borrowing option that gives you ongoing access to funds. You can borrow up to $7,000, repay what you’ve used, and borrow again as needed without reapplying.

You only pay interest on the amount you use, making it a smart way to get the funds you need for home repairs, emergencies, or other unexpected expenses.

Apply Now
Download Your Free Copy!

Bust The Myths About Personal Loans

Ready to unlock the truth about Personal Loans? Download our free eBook to break down the facts and get the money you need.

1648494900
full-shot-woman-couch-thinking

Borrow What You Need

Personal Line of Credit vs. Personal Loan

If you need to borrow money in Oklahoma without using your home or car as collateral, a Personal Loan or Personal Line of Credit could be the right fit.

Personal Loans offer up to $25,000 in a lump sum. You'll have a set payment amount at a monthly fixed rate making budgeting simple.

Personal Lines of Credit let you borrow up to $7,000 as needed, with flexible repayment and the option to reuse funds without reapplying. Both give you fast access to cash—the key difference is how and when you use it.

 

Apply Now
testimonial-img

What Our Members Are Saying

“Thank you for such outstanding service, I’ll definitely be recommending this Credit Union to others.”

Natalia M.

“I would highly recommend Allegiance Credit Union to people looking for a great financial services partner.  They treat you like a person instead of an account number.”

Gary G.

Additional Resources

Here are some practical ways a personal line of credit can help with your finances

Practical Ways to Maximize a Personal Line of Credit for Your Financial Needs

When it comes to meeting your financial needs, a personal line of credit is a great option. Not...

Read More
Asian couple discussing unsecured loans at the kitchen table together smiling.

The Pros and Cons of Unsecured Loans

There are a variety of different types of loans available to borrowers today. Unfortunately, since...

Read More
Personal-loans-can-help-people-of-all-ages-enjoy-like-this-husband-and-wife-sitting-and-paying-on-the-floor-with-their-daughter.

7 Reasons Personal Loans May Be The Best Choice For You

When everyday people are faced with rising expenses that strain their finances, their quality of...

Read More

Frequently Asked Personal Line of Credit Questions

What is the minimum credit score required?

We look at a variety of information when considering your application, beyond just your credit score. Once you apply we'll let you know if you're approved and for how much.

How will the overdraft coverage work?

Your Personal Line of Credit will double as Overdraft Protection. It will automatically deposit money into your Checking Account to cover overdrafts. 

Is a Personal Loan or PLOC better for my situation?

Determining which is best for your financial situation can be hard but you can count on Allegiance to help! Our team of experts can ask you key questions to help you identify which option is best for your unique needs.