
Bridge Loans in Oklahoma
For All The In-Between Moments
Get the money you need to bridge the gap between selling and buying your home. Oklahoma homeowners can count on Bridge Loans for a smoother move.
Get the money you need to bridge the gap between selling and buying your home. Oklahoma homeowners can count on Bridge Loans for a smoother move.
FICO SCORE
|
APR*
|
Max. LTV**
|
---|---|---|
730+
|
6.375%
|
80%
|
680 - 729
|
6.875%
|
80%
|
640 - 679
|
7.125%
|
80%
|
620 - 639
|
7.500%
|
80%
|
*APR = Annual Percentage Rate.
**Max. LTV = Maximum Loan to Value.
Loan subject to approval. Final rate and term determined during underwriting.
When the timing doesn't quite line up, a Bridge Loan can help. Whether you're buying a new place before your old home sells or need extra funds to prep it for market, a Bridge Loan from Allegiance Credit Union gives Oklahoma homeowners the short-term financing options they need. Cover the gap during your transition, so you’re not stuck waiting or missing out on the right home.
Enjoy an extra $250* when you finance a new mortgage or refinance an existing mortgage from another institution with us! Fill out our quick form to claim your coupon!
*Loan subject to approval. Minimum loan amount $20,000. Must mention coupon to loan officer. $250 cash bonus will be deposited into member’s account at the time of closing. Does not apply to internal refinances. Promotion starts January 22, 2024 and may expire at any time without notice.
Curious how a Bridge Loan can fit into your budget? Use our Bridge Loan calculator to see how different loan amounts, rates, and terms impact your monthly finances. Plan now, so you can make your next move with confidence.
*Your actual term and payment will be provided upon acceptance of an Allegiance Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
A bridge loan from Allegiance Credit Union gives Oklahoma homeowners the freedom to move confidently between homes. It’s a short-term loan designed to “bridge” the gap, helping you secure your new home before selling your current one. With quick access to funds using your existing home’s equity, you can make your next move without waiting or worrying about timing.
Typically lasting six months to a year, a Bridge Loan offers flexibility during life’s transitions. While it may come with higher rates than traditional loans, the opportunity to embrace new beginnings without delay is simply priceless.
Bridge Loans provide quick, short-term financing secured by your current home’s equity. When you apply with Allegiance Credit Union, our team of mortgage experts assess your existing mortgage, home value, and financial situation to determine how much you can safely borrow. We are by your side every step of the process.
Once your Bridge Loan is approved, you receive funds that can be used immediately to make a down payment, cover closing costs, or even fund repairs on your new or existing home. This flexibility helps keep your real estate plans on track, giving you control and confidence throughout your transition.
Thinking about buying a home in the Greater Oklahoma City area? Allegiance Credit Union can help you start strong with Mortgage pre-approval. Getting pre-approved helps you estimate approximately how much you can borrow. A seller will be more likely to consider you a serious buyer if you have a preapproval in hand.
Just fill out our mortgage application, and we’ll verify your info and check your credit. When approved, you’ll get a pre-approval letter (an offer to lend a specific amount) that is valid for 90 days. Don't wait! Get pre-approved today!
We've gathered our most helpful links, forms, and mortgage guidelines below.
Take control of your finances and manage your home loan from anywhere with Manage My Home Loan.
Register or log in to Manage My Home Loan today!
At Allegiance Credit Union, we strive to make the mortgage process as smooth as possible. Here are a few forms our members find helpful:
If you feel there is an incorrect charge, misapplied payment, or other error, please notify our mortgage team immediately. All requests must be in writing on a separate piece of paper and submitted to:
Allegiance Credit Union
Attn: Mortgage Servicing
4235 N Meridian Ave
Oklahoma City OK 73112
For Error Resolution include:
For Mortgage Service Requests include:
Allegiance Credit Union mortgage loan originators are registered and in compliance with the Secure and Fair Enforcement of Mortgage Licensing Act (SAFE Act). One purpose of the SAFE Act is to increase consumer protection by allowing consumers access to mortgage loan originator information with whom they wish to conduct business. You may access information at the nationwide mortgage-licensing registry.
Allegiance Credit Union is proud to be an Equal Housing Lender. We follow lending laws that prevent discrimination during the home selling, buying, and financing process on the basis of race, color, religion, sex, handicap, familial status, or national origin.
Take control of your finances and manage your home loan from anywhere with Manage My Home Loan.
Register or log in to Manage My Home Loan today!
At Allegiance Credit Union, we strive to make the mortgage process as smooth as possible. Here are a few forms our members find helpful:
If you feel there is an incorrect charge, misapplied payment, or other error, please notify our mortgage team immediately. All requests must be in writing on a separate piece of paper and submitted to:
Allegiance Credit Union
Attn: Mortgage Servicing
4235 N Meridian Ave
Oklahoma City OK 73112
For Error Resolution include:
For Mortgage Service Requests include:
Allegiance Credit Union mortgage loan originators are registered and in compliance with the Secure and Fair Enforcement of Mortgage Licensing Act (SAFE Act). One purpose of the SAFE Act is to increase consumer protection by allowing consumers access to mortgage loan originator information with whom they wish to conduct business. You may access information at the nationwide mortgage-licensing registry.
Allegiance Credit Union is proud to be an Equal Housing Lender. We follow lending laws that prevent discrimination during the home selling, buying, and financing process on the basis of race, color, religion, sex, handicap, familial status, or national origin.
Take control of your finances and manage your home loan from anywhere with Manage My Home Loan.
Register or log in to Manage My Home Loan today!
At Allegiance Credit Union, we strive to make the mortgage process as smooth as possible. Here are a few forms our members find helpful:
If you feel there is an incorrect charge, misapplied payment, or other error, please notify our mortgage team immediately. All requests must be in writing on a separate piece of paper and submitted to:
Allegiance Credit Union
Attn: Mortgage Servicing
4235 N Meridian Ave
Oklahoma City OK 73112
For Error Resolution include:
For Mortgage Service Requests include:
Allegiance Credit Union mortgage loan originators are registered and in compliance with the Secure and Fair Enforcement of Mortgage Licensing Act (SAFE Act). One purpose of the SAFE Act is to increase consumer protection by allowing consumers access to mortgage loan originator information with whom they wish to conduct business. You may access information at the nationwide mortgage-licensing registry.
Allegiance Credit Union is proud to be an Equal Housing Lender. We follow lending laws that prevent discrimination during the home selling, buying, and financing process on the basis of race, color, religion, sex, handicap, familial status, or national origin.
"Great service, excellent staff."
Kathy E.
"I have always had great experiences and great customer service! Better than any bank!"
Jennifer B.
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