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Build Your Credit

Students can earn rewards on every dollar spent and build credit at the same time! Learn more.

  • Earn 1.5X points for every dollar you spend on eligible purchases.8
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards.8
  • 2,500 bonus rewards points awarded after first purchase.
APPLY NOW
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CREDIT CARD REWARDS

Redeem Points For
Travel Rewards

Whether it’s a spring break trip to a southern location, a mountain getaway, or a trip to another part of the country you can use points to make your vacation more affordable!

You can create memorable and great experiences without breaking your budget!
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CREDIT CARD REWARDS

Redeem Points For
Cash Back

As a student the best reward might be cash back, we get it! You have the choice to redeem your points for cash whenever you’d like to.

Choose from the list of reward options or get cash back each time you have enough points. The flexibility to choose helps many students get what they need when they need it.
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CREDIT CARD REWARDS

Redeem Points For Gift Cards And Merch

Use your points to choose gift cards from a list of major retailers, or select from a variety of brand merchandise options.

With so many brands to choose from you’ll get something you love from your favorite places!
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All Allegiance Credit Card Choices

Credit Card Types

POINTS

No Point Limits

Earn up to 4X points on everyday spending with the VISA® Everyday Rewards+ Card.

There are no point cap limits and you’ll have up to 5 years to redeem your points for travel rewards, cash, gift cards, or brand merchandise. The VISA® Everyday Rewards+ Credit Card has everything you’re looking for!

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Cash Back

Earn Cash Back

Earn cash back in several categories and even choose which categories you'd like to earn more in.

The VISA Max Cash Preferred Card will help you earn the maximum cash back on your purchases!

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LOW RATES

A Great Low Rate

The VISA Platinum Card is the perfect credit card to transfer those higher-rate balances to.

If you made a large purchase or several purchases on a higher-rate card, transferring the balance to our low rate card can save you money!

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OPPORTUNITY

Build or Repair Credit Easily

If you’re starting to build credit, or need to repair a poor credit history, the VISA Secured Card can help!

You’ll have the convenience of having a credit card while still earning interest on the savings account you secure it with. You’ll be building your savings and your credit at the same time!

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REWARDS

A Student Card That Earns Rewards

Earn points on your purchases with no points cap limits! You even have up to 5 years to use your rewards AND you can receive 2,500 BONUS POINTS after you start using the card.

This VISA® College Real Rewards card offers the same type of benefits and rewards as other cards, for students!

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EARN MORE

Make Travel More Rewarding

Travel More. Earn More. Repeat.

Our Travel Credit Cards let you redeem your points for travel, cash back, merchandise, or brand name gift cards. 

Make travel more relaxing with airport perks and who would pass on a cash bonus?

Learn More
Woman-using-her-travel-credit-card-points-to-fly-while-sitting-at-airport-on-her-cell-phone.

Which Card Is Right For You

Not sure which card is right for you? Check out our credit card comparison page to see a side-by-side comparison of card rewards, features, and benefits to choose the one that will work best for you.

If you’re still unsure, contact us for more information.

SUCCESSFUL BUDGETING

Claim your FREE copy!
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What this guide includes:

Free budgeting templates and expert tips.

Money-saving tips and templates to help you manage your monthly budget successfully.

  1. Why you need a budget
  2. Keeping track of your expenses
  3. Setting realistic savings goals 
  4. Ways to stretch your budget
  5. Growing emergency savings 
THE FINE PRINT

VISA® College Real Rewards Card Legalese

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

8. College Real Rewards Card: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (worth up to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points (2,500) will be applied 1-2 statement billing cycles after first purchases and are not awarded for balance transfers or cash advances. Please allow1-2 statement billing cycles for your bonus points to appear on your credit card statement.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

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