<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=302996526730507&amp;ev=PageView&amp;noscript=1">
Online savings account at Allegiance Credit Union

Top Savings Account in OKC

For All Your Saving Goals

Discover the benefits of joining Allegiance Credit Union when you open a Savings Account for just $5.

Apply Now
Am I eligible to join?

Savings Account Interest Rates

Reach your savings goals faster with quarterly dividends on your Savings Account balance of $25 or more.

Account Type
APY*
Minimum To Open
Savings Account
0.05%
$5.00
Effective Date November 16, 2020

Emergency Savings Account Interest Rates

Save faster for emergency situations with tiered rates.

Account Balance
APY*
$0- $9,999
0.10%
$10,000 - $24,999
0.15%
$25,000 - $49,999
0.20%
$50,000 - $99,999
0.25%
$100,000 +
0.30%
Effective Date December 6, 2021

*APY = Annual Percentage Yield. $5 minimum deposit to open. Dividends paid quarterly on average daily balances of $25 or more.

NO MONTHLY FEES

Grow your savings faster with no monthly fees to hold you back.

QUARTERLY DIVIDENDS

Earn dividends with an average balance of $25 or more.

CREDIT UNION MEMBERSHIP

Your Savings Account establishes your membership at Allegiance CU.

CONVENIENT ACCESS

24/7 access with Online Banking or our convenient Mobile App.

For All Life's What-Ifs

Unlock Savings Account Benefits

Your Savings Account opens the door to a world of benefits. As a member of Allegiance Credit Union, you'll experience our commitment to both you and our community.

We're here to help you reach your goals by offering products that get you there faster. 

Saving money with Allegiance Credit Union piggy bank
For All The Ways You Want To Grow

How To Save Money: Your Free Budgeting Guide

Free money-saving tips and budgeting templates to help you save more money and plan for your future. 

Budgeting eBook Cover Photo

Discover Your Ideal Savings Solution

Your goals, your way—choose the savings or investment option that best suits your needs.

Save

Savings Account

bullet-icon
$5 Minimum
Opening Deposit
bullet-icon
Earn Dividends
bullet-icon
Easy Access to Funds
Apply Now
Grow

Money Market

bullet-icon
$2,000 Minimum Opening Deposit
bullet-icon
Tiered Dividends
bullet-icon
Easy Access to Funds
See Details
Guarantee

Share Certificates

bullet-icon
$500 Minimum Opening Deposit
bullet-icon
Guaranteed Returns
bullet-icon
Flexible Terms
Explore CDs
Invest

IRA Savings

bullet-icon
$25 Minimum Opening Deposit
bullet-icon
Earn Dividends
bullet-icon
Potential Tax Benefits
Explore IRAs

Savings Accounts For All Your Needs

Whatever you're saving for, we've got the account for you! Explore our specialized Savings Account options to find the solution that helps you reach your goals. 

Holiday Savings Account


Reduce holiday stress with a Savings Account built for your shopping needs. Put money away all year, and rest easy knowing your funds will be there when you're ready to shop. 

  • Deposit All Year: Set aside money throughout the year to build your shopping budget.
  • Earn Interest: Your savings will grow, earning dividends just like a typical Savings Account.
  • Transfer on November 1: Your Holiday Savings Account balance automatically transfers to your Checking Account when it's time to start shopping.

If you need your money before it transfers, there are no penalties for withdrawing early, and there are no limits to the number of withdrawals you can make. Use your money how and when you need it.

Apply Now

Emergency Savings Account


Prepare for the unexpected with an Emergency Savings Account. Whether it's an unexpected bill, accident, or other life surprise, you'll be ready for anything that comes your way!

  • Tiered Rates: Your money grows faster, the more you save. Our tiered rates reward you for building your savings.
  • Withdraw When You Need: Access your funds whenever you need them. There are no penalties for withdrawing your money.
  • Overdraft Protection: Use your Emergency Savings Account as Overdraft Protection for your Checking Account.
Enjoy peace of mind knowing your Emergency Savings is there for you when you need it. 
Apply Now

  • Holiday Savings Account


    Reduce holiday stress with a Savings Account built for your shopping needs. Put money away all year, and rest easy knowing your funds will be there when you're ready to shop. 

    • Deposit All Year: Set aside money throughout the year to build your shopping budget.
    • Earn Interest: Your savings will grow, earning dividends just like a typical Savings Account.
    • Transfer on November 1: Your Holiday Savings Account balance automatically transfers to your Checking Account when it's time to start shopping.

    If you need your money before it transfers, there are no penalties for withdrawing early, and there are no limits to the number of withdrawals you can make. Use your money how and when you need it.

    Apply Now

Holiday Savings Account


Reduce holiday stress with a Savings Account built for your shopping needs. Put money away all year, and rest easy knowing your funds will be there when you're ready to shop. 

  • Deposit All Year: Set aside money throughout the year to build your shopping budget.
  • Earn Interest: Your savings will grow, earning dividends just like a typical Savings Account.
  • Transfer on November 1: Your Holiday Savings Account balance automatically transfers to your Checking Account when it's time to start shopping.

If you need your money before it transfers, there are no penalties for withdrawing early, and there are no limits to the number of withdrawals you can make. Use your money how and when you need it.

Apply Now
Laptop_Nicole

For All The Ways You Plan Ahead

How To Use Your Savings Account

Your Allegiance Credit Union Savings Account establishes your membership, earning you access to all our member benefits.

Here are a few ways to use your Savings Account:

  • Emergency Savings: Setting aside three to six months of your monthly expenses is a great way to prepare for the unexpected.
  • Big Purchases: Set aside money for life's big moments, like a down payment on a house or car, new appliances, or other big-ticket items on your list.
  • Vacation: Take a break with a trip to the beach, the mountains, or anywhere you can dream up with a savings account from Allegiance Credit Union.
  • Overdraft Protection: Connect your Savings Account to your Allegiance Checking Account to protect yourself from fees.
Apply Now
testimonial-img

What Our Members
Are Saying

“If your looking for a Class A banking institution,  you should check out Allegiance C.U, where you are treated as family!”

Sonia S.

“They are professional, friendly and helpful. I have recommended them to everyone.”

Kylah F.

Savings Resources Just For You

Teen driving away in a car financed by an auto loan from Allegiance.

7 Tips for Parents Buying the Best First Car for Their Teens

When parents assist teens in purchasing their first car, they provide an opportunity for newfound...

Read More
Personal-loans-can-help-people-of-all-ages-enjoy-like-this-husband-and-wife-sitting-and-paying-on-the-floor-with-their-daughter.

7 Reasons Personal Loans May Be The Best Choice For You

When everyday people are faced with rising expenses that strain their finances, their quality of...

Read More
Woman-in-beautiful-blue-head-scarf-is-refinancing-a-car-loan-while-leaning-against-her-car-while-it-is-charging.

Top 5 Common Myths About Refinancing a Car Loan

Blog Highlights: Car loan refinancing myths can prevent people from getting the savings they need....

Read More

Frequently Asked Savings Account Questions

What is the minimum balance requirement?

It only takes $5 to keep your personal Savings Account open.

Can I get a debit card with my Savings Account?

You can get an ATM card that allows you to withdraw cash from your savings while on-the-go. A debit card is not available for a savings account.

Can my savings be used as a safety net for my Checking Account?

Absolutely! This is referred to as Overdraft Protection and is typically set up at the time you open your Checking Account.
Learn More

Can I earn interest on my Savings Account?

Yes! See our current rates above on this page.
View Rates