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Popular Rate Tables

Auto Loan Rates


*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Rates and terms subject to LTV, mileage, credit score, and model year restrictions.

Term
APR* (as low as)
APR* (as high as)
Term
Up to 60 Months
APR* (as low as)
5.74%
APR* (as high as)
17.99%
Term
72 Months
APR* (as low as)
6.24%
APR* (as high as)
16.99%
Term
78 Months
APR* (as low as)
6.74%
APR* (as high as)
13.24%
Term
84 Months
APR* (as low as)
6.99%
APR* (as high as)
10.74%
Effective February 7, 2024
Term
APR* (as low as)
APR* (as high as)
Term
Up to 60 Months
APR* (as low as)
5.74%
APR* (as high as)
17.99%
Term
72 Months
APR* (as low as)
6.24%
APR* (as high as)
17.99%
Term
78 Months
APR* (as low as)
6.74%
APR* (as high as)
13.99%
Term
84 Months
APR* (as low as)
6.99%
APR* (as high as)
11.24%
Effective February 7, 2024
Term
APR* (as low as)
APR* (as high as)
Term
Up to 48 Months
APR* (as low as)
5.99%
APR* (as high as)
17.99%
Term
Up to 60 Months
APR* (as low as)
6.49%
APR* (as high as)
17.99%
Effective February 7, 2024

*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Rates and terms subject to LTV, mileage, credit score, and model year restrictions.

Certificate of Deposit (CD)


APY = Annual Percentage Yield.

An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date.

Account fees could reduce the earnings on the account.

$500 minimum to open regular CDs. $250 minimum to open a Flex CD.

7 Month Promo cannot be placed into an IRA Certificate and offer may be withdrawn at any time.

All accounts are Federally insured by NCUA.

Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
1.88%
APY*
1.90%
Certificate Term
FLEX - $250 or Greater
Dividend Rate
0.10%
APY*
0.10%
Certificate Term
12 Months
Dividend Rate
2.18%
APY*
2.20%
Certificate Term
18 Months
Dividend Rate
2.33%
APY*
2.35%
Certificate Term
24 Months
Dividend Rate
2.33%
APY*
2.35%
Certificate Term
36 Months
Dividend Rate
2.47%
APY*
2.50%
Certificate Term
48 Months
Dividend Rate
2.52%
APY*
2.55%
Certificate Term
60 Months
Dividend Rate
2.57%
APY*
2.60%
Certificate Term
7 Month Promo
Dividend Rate
5.13%
APY*
5.25%
Certificate Term
13 Month Promo
Dividend Rate
4.89%
APY*
5.00%
Effective June 3, 2024
Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
2.13%
APY*
2.15%
Certificate Term
12 Months
Dividend Rate
2.52%
APY*
2.55%
Certificate Term
18 Months
Dividend Rate
2.57%
APY*
2.60%
Certificate Term
24 Months
Dividend Rate
2.57%
APY*
2.60%
Certificate Term
36 Months
Dividend Rate
2.62%
APY*
2.65%
Certificate Term
48 Months
Dividend Rate
2.67%
APY*
2.70%
Certificate Term
60 Months
Dividend Rate
2.76%
APY*
2.80%
Certificate Term
7 Month Promo
Dividend Rate
5.13%
APY*
5.25%
Certificate Term
13 Month Promo
Dividend Rate
4.89%
APY*
5.00%
Effective June 3, 2024
Certificate Term
Dividend Rate
APY*
Certificate Term
6 Months
Dividend Rate
2.23%
APY*
2.25%
Certificate Term
12 Months
Dividend Rate
2.62%
APY*
2.65%
Certificate Term
18 Months
Dividend Rate
2.67%
APY*
2.70%
Certificate Term
24 Months
Dividend Rate
2.67%
APY*
2.70%
Certificate Term
36 Months
Dividend Rate
2.72%
APY*
2.75%
Certificate Term
48 Months
Dividend Rate
2.76%
APY*
2.80%
Certificate Term
60 Months
Dividend Rate
2.86%
APY*
2.90%
Certificate Term
7 Month Promo
Dividend Rate
5.13%
APY*
5.25%
Certificate Term
14 Month Promo
Dividend Rate
4.89%
APY*
5.00%
Effective June 3, 2024

APY = Annual Percentage Yield.

An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date.

Account fees could reduce the earnings on the account.

$500 minimum to open regular CDs. $250 minimum to open a Flex CD.

7 Month Promo cannot be placed into an IRA Certificate and offer may be withdrawn at any time.

All accounts are Federally insured by NCUA.

Mortgage Rates


*APR = Annual Percentage Rate

** Call For Details

Mortgage Rates
Mortgage Type
APR* (as low as)
Max LTV**
Mortgage Type
First Mortgage
5-30 yr terms
Call for rates!
APR* (as low as)
Max LTV**
95%
Mortgage Type
Second Mortgage
5 years
APR* (as low as)
7.000%
Max LTV**
90%
Mortgage Type
Second Mortgage
10 years
APR* (as low as)
7.375%
Max LTV**
90%
Mortgage Type
Second Mortgage
15 years
APR* (as low as)
7.500%
Max LTV**
90%
Mortgage Type
3/5 ARM***
30 years
Start Rate
APR* (as low as)
5.500%
Max LTV**
80%
Mortgage Type
3/5 ARM***
30 years
Start Rate
APR* (as low as)
5.875%
Max LTV**
95%
Mortgage Type
5/5 ARM***
30 years
Start Rate
APR* (as low as)
6.250%
Max LTV**
80%
Mortgage Type
5/5 ARM***
30 years
Start Rate
APR* (as low as)
6.375%
Max LTV**
95%
Effective March 18, 2024

*APR = Annual Percentage Rate

** Call For Details

HELOC Rates

Home Equity Line of Credit Rates

*APR = Annual Percentage Rate.

**Max. LTV = Maximum Loan to Value.

Limitations, qualifications and restrictions apply. A variety of rates and terms are available so contact us at 405-717-9919 for the most current information.

Home Equity Line of Credit Rates
FICO SCORE
APR*
Max. LTV**
FICO SCORE
APR*
Prime = 8.50%
Max. LTV**
FICO SCORE
730+
APR*
Prime -1.00%
Max. LTV**
90%
FICO SCORE
680 - 729
APR*
Prime -0.75%
Max. LTV**
90%
FICO SCORE
640 - 679
APR*
Prime +0.75%
Max. LTV**
80%
FICO SCORE
620 - 639
APR*
Prime +1.25%
Max. LTV**
80%
Effective March 15, 2024

*APR = Annual Percentage Rate.

**Max. LTV = Maximum Loan to Value.

Limitations, qualifications and restrictions apply. A variety of rates and terms are available so contact us at 405-717-9919 for the most current information.

Checking Accounts


APY = Annual Percentage Yield. $25 minimum to open.

Checking Account Rates
Checking Account
APY*
Disclosures
Checking Account
Kasasa Cash
APY*
0.50%
Disclosures
Based on terms & conditions
Checking Account
Kasasa Cash Back
APY*
5% Cash Back
Disclosures
Based on terms & conditions
Checking Account
Second Chance Checking
APY*
0.00%
Disclosures
Non-dividend account
Effective January 2, 2024

APY = Annual Percentage Yield. $25 minimum to open.

Kasasa Cash:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000.00 receive APY of 0.50%; and balances over $20,000.00 earn .05% interest rate on the portion of balance over $20,000.00 (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/6/21. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $25 is required to open the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300 in debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Minimum $25 deposit is required to open the account. Monthly receipt of electronic statements is a condition of this accounts. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. 

Second Chance Checking:
*All monthly service fees will be refunded if no NSF fees are incurred in the first 12 months. You will then be upgraded to the checking account of your choice.

Qualifications and restrictions apply.