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Popular Rates Tables

Auto Loan Rates

Term
APR* (as low as)
APR* (as high as)
Up to 60 Months
4.99%
17.99%
72 Months
5.49%
16.49%
84 Months
5.99%
12.74%
Effective Date April 12, 2025

Auto Loan Rates

Term
APR* (as low as)
APR* (as high as)
Up to 48 Months
5.99%
17.99%
Up to 60 Months
6.24%
17.99%
Effective Date September 25, 2025

*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Rates and terms subject to LTV, mileage, credit score, and model year restrictions.

The Best CD Rates in OKC

Reach your savings goals faster with some of the best CD rates in Greater Oklahoma City.

Certificate Term
Dividend Rate
APY*
6 Months
1.88%
1.90%
FLEX - $250 or Greater
0.10%
0.10%
12 Months
2.18%
2.20%
18 Months
2.33%
2.35%
24 Months
3.49%
3.55%
36 Months
2.47%
2.50%
48 Months
2.52%
2.55%
60 Months
2.57%
2.60%
7 Month Promo
3.93%
4.00%
13 Month Promo
3.69%
3.75%
Effective Date April 14, 2025

The Best CD Rates in OKC

The more you start with, the more your money will grow! Enjoy some of the best CD rates in Greater Oklahoma City with a Share Certificate from Allegiance Credit Union.

Certificate Term
Dividend Rate
APY*
6 Months
2.13%
2.15%
12 Months
2.52%
2.55%
18 Months
2.57%
2.60%
24 Months
3.49%
3.55%
36 Months
2.62%
2.65%
48 Months
2.67%
2.70%
60 Months
2.76%
2.80%
7 Month Promo
3.93%
4.00%
13 Month Promo
3.69%
3.75%
Effective Date April 14, 2025

The Best CD Rates in OKC

Maximize your savings potential with a Jumbo Share Certificate from Allegiance Credit Union and discover some of the best CD rates in Greater Oklahoma City.

Certificate Term
Dividend Rate
APY*
6 Months
2.23%
2.25%
12 Months
2.62%
2.65%
18 Months
2.67%
2.70%
24 Months
3.49%
3.55%
36 Months
2.72%
2.75%
48 Months
2.76%
2.80%
60 Months
2.86%
2.90%
7 Month Promo
3.93%
4.00%
13 Month Promo
3.69%
3.75%
Effective Date April 14, 2025

*APY = Annual Percentage Yield.

An early withdrawal penalty may apply to share certificates if you withdraw any of the principal before the maturity date. Account fees could reduce the earnings on the account. $500 minimum to open regular share certificates. $250 minimum to open a Flex Share Certificate. 7 Month Promo offer may be withdrawn at any time. All accounts are Federally insured by NCUA.

Mortgage Rates

Mortgage Terms
APR* (as low as)
5 Year
5.625%
10 Year
5.750%
15 Year
5.875%
30 Year
Call for rates!
Effective Date August 13, 2025

Conventional Mortgage Rates in Greater Oklahoma City

Mortgage Terms
APR* (as low as)
5 years
6.125%
10 years
6.250%
15 years
6.375%
Effective Date August 13, 2025

ARM Loan Mortgage Rates in Greater Oklahoma City

Mortgage Type
APR* (as low as)
Max LTV**
3/5 ARM**
30 years
Start Rate
6.000%
80%
3/5 ARM**
30 years
Start Rate
6.375%
95%
5/5 ARM**
30 years
Start Rate
6.375%
80%
5/5 ARM**
30 years
Start Rate
6.500%
95%
Effective Date August 13, 2025

*APR = Annual Percentage Rate.
**Max. LTV = Maximum Loan to Value. Final rate and term determined during underwriting.
***ARM = Adjustable-Rate Mortgage; call for details

HELOC Rates in Greater Oklahoma City

FICO SCORE
APR*
Max. LTV**
730+
6.75%
90%
680 - 729
7.25%
90%
640 - 679
8.00%
80%
620 - 639
8.50%
80%
Effective Date September 23, 2025

*APR = Annual Percentage Rate.
**Max. LTV = Maximum Loan to Value.
Limitations, qualifications and restrictions apply.

Checking Account Interest Rates

Earn interest on your Checking Account balance or cash back by swiping your Debit Card.

Checking Account
APY*
Disclosures
Cash
1.00%
Based on terms & conditions
Cash Back
5% Cash Back
Based on terms & conditions
Second Chance Checking
0.00%
Non-dividend account
Effective Date December 2, 2024

*APY = Annual Percentage Yield. $25 minimum to open. Additional disclosures below.

 

Cash:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000.00 receive APY of 1.00%; and balances over $20,000.00 earn .05% interest rate on the portion of balance over $20,000.00 (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/2/2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $25 is required to open the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. 

Cash Back:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Minimum $25 deposit is required to open the account. Monthly receipt of electronic statements is a condition of this accounts. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.