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Motorcycle Loans

From OKC Streets to Open Roads

Ready to ride? Affordable Motorcycle Loan and Motorcycle Financing options exist locally.

Apply Now
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Start Your Motorcycle Loan Application Today

Motorcycle Loan Rates in Greater Oklahoma City

Term
APR* (as low as)
APR* (as high as)
Up to 60 months
8.49%
13.74%
61-72 months
8.74%
14.24%
Effective Date March 1, 2023

Motorcycle Loan Rates in Greater Oklahoma City

Term
APR* (as low as)
APR* (as high as)
Up to 60 months
8.49%
14.49%
61-72 months
8.74%
14.99%
Effective Date March 1, 2023

Motorcycle Loan Rates in Greater Oklahoma City

Term
APR* (as low as)
APR* (as high as)
Up to 60 months
9.99%
15.99%
61-72 months
10.24%
16.49%
Effective Date March 1, 2023

*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments.

Fueling New Adventures

Motorcyle Financing Benefits

Allegiance Credit Union’s Motorcycle Loans offer Oklahoma riders affordable, local bike financing with a personal touch. We provide competitive motorcycle loan rates, flexible terms, and friendly service from people who are a part of the community you know and love. With a fast, easy application process, you’ll be one step closer to your next ride.

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DISCOUNTED RATES

Get 0.25% off your quoted rate when you sign up for automatic payments!

ONLINE APP

Can't make it to the branch? No problem. Finance your car without ever stepping foot in a branch.

LOCAL LENDERS

Our loan officers live and work in the Oklahoma City area, just like you. 

FLEXIBLE TERMS

With flexible terms up to 72 months, riding has never been this breezy.

Get $250 When You Finance Your Motorcycle Loan with Allegiance

Enjoy an extra $250* when you finance a new Motorcycle Loan or refinance a loan from another institution with us! Fill out our quick form to claim your coupon!

New Website Allegiance Coupon (600 x 400 px) (5)

*Loan subject to approval. Minimum loan amount $20,000. Must mention coupon to loan officer. $250 cash bonus will be deposited into member’s account at the time of closing. Does not apply to internal refinances. Promotion starts January 22, 2024 and may expire at any time without notice.

Calculate Your Motorcycle Loan Payment

Motorcycle Loan Calculator

Are you shopping for a motorcycle in Oklahoma or looking to refinance your existing Motorcycle Loan? Crunch the numbers with our Motorcycle Loan Calculator to see what fits your budget—adjust loan amounts, rates, and terms to find your perfect payment.

*Your actual term and payment will be provided upon acceptance of an Allegiance Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

Calculator
signing loan paperwork

Pre-Approval Today, Riding Tomorrow

Motorcycle Loan Pre-Approval Steps

Having a Motorcycle Loan pre-approval in hand helps you shop with confidence, knowing your budget before you even walk into the dealership. Here's what to expect:

Step 1: Gather Required Information (Be prepared to verify your identity, employment, income details, and financial information.)

Step 2: Fill Out Our Online Application

Step 3: Review And Accept Your Pre-Approval Offer

Step 4: Choose Your Ride And Finalize Your Loan

Apply Now

Motorcycle Financing Upgrades

Gain financial security and extra assurance that you and your finances are covered from life’s unexpected turns with affordable Motorcycle Loan protection options from Allegiance Credit Union.

What Is GAP Insurance?

If you’re purchasing a new motorcycle you might want to consider Guaranteed Asset Protection (GAP) Coverage. This optional coverage helps pay off your Motorcycle Loan if your new bike is totaled or stolen and you owe more than your new ride's depreciated value.

Another huge benefit is that if you use our coverage, the Gap company will pay $1,000 towards your new Motorcycle Loan in the event of a total loss or unrecovered theft of the bike if financed through Allegiance Credit Union.

Coverage Options

Payment Protection

Add peace of mind to your loan with Payment Protection from Allegiance Credit Union. This optional coverage helps safeguard your payments in the event of unexpected life changes, like disability, unemployment, or loss of life. It’s available for a low monthly premium that can be rolled right into your loan.

Coverage kicks in when you need it most, helping to protect your credit and ease financial stress. With Payment Protection, you can focus on recovery, not repayment.

Coverage Options

Motorcycle Insurance

Protect your new bike and your wallet with Motorcycle Insurance through Allegiance Credit Union. In partnership with MemberHaven Insurance, we offer customizable coverage that meets all state requirements and can be bundled with other policies for additional savings.

No matter what your individual needs are, we will find the policy that best matches your needs, including protecting against property damage to others, collision or comprehensive damages, the cost of medical bills and bodily injury, or coverage for custom parts or classics. Our tailored solutions ensure your family is covered. Ride confidently, knowing you have the right insurance at a competitive price. 

Coverage Options

  • What Is GAP Insurance?

    If you’re purchasing a new motorcycle you might want to consider Guaranteed Asset Protection (GAP) Coverage. This optional coverage helps pay off your Motorcycle Loan if your new bike is totaled or stolen and you owe more than your new ride's depreciated value.

    Another huge benefit is that if you use our coverage, the Gap company will pay $1,000 towards your new Motorcycle Loan in the event of a total loss or unrecovered theft of the bike if financed through Allegiance Credit Union.

    Coverage Options

What Is GAP Insurance?

If you’re purchasing a new motorcycle you might want to consider Guaranteed Asset Protection (GAP) Coverage. This optional coverage helps pay off your Motorcycle Loan if your new bike is totaled or stolen and you owe more than your new ride's depreciated value.

Another huge benefit is that if you use our coverage, the Gap company will pay $1,000 towards your new Motorcycle Loan in the event of a total loss or unrecovered theft of the bike if financed through Allegiance Credit Union.

Coverage Options
motorcyclist with helmet

Your Bike, Your Terms

Can You Refinance A Motorcycle Loan?

Yes, you can refinance your Motorcycle Loan in greater Oklahoma City with Allegiance Credit Union.

Refinancing your Motorcycle Loan can help you:

  • Secure A Lower Interest Rate
  • Reduce Your Monthly Payments
  • Shorten Your Loan Term

By refinancing, you could also adjust the terms to better match your financial goals. Whether you're looking to save money or change your loan structure, Allegiance offers competitive Motorcycle Loan rates and flexible financing options for members!

Apply Now
Download Your Free Copy!

If You Need A Budget, Look No Further

Explore how our monthly budget template can help you take the first step toward saving for the motorcycle you've always wanted!

If You Need a Budget Look No Further by Allegiance Cover Art

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What Our Members
Are Saying

“What a awesome bank! Been there about 5 months. They have a new feature it's called Quick Cash Loan - big loan with low monthly payments, no credit check. I highly recommend them.”

Robert R.

“Great experience! They are very pleasant and knowledgeable. I am moving all my banking here! Thank you Allegiance for the excellent service!”

Lori P.

Frequently Asked Motorcycle Loan Questions

Do I need to get pre-approved before I buy my motorcycle?

It’s not required, but suggested so that you’ll have extra bargaining power when it comes to the negotiations. Knowing how much you’re approved for ahead of time also helps you stick within your budget.
 

Do you finance Motorcycle Loans outside of Oklahoma?

Yes, as long as you are an Allegiance member or qualify for membership, we will be happy to help you purchase a motorcycle located in a state outside of Oklahoma.

Do you offer a Motorcycle Loan with 100% financing?

Yes, Allegiance offers 100% financing on Motorcycle Loans. Please contact us for specific details to see if your boat qualifies.