The Best Share Certificates
For Guaranteed Returns
Watch your savings grow faster with competitive rates, flexible terms, and guaranteed returns on your money!
Certificate Rates
Reach your savings goals faster with some of the best CD rates in Greater Oklahoma City.
|
Certificate Term
|
Dividend Rate
|
APY*
|
|---|---|---|
|
6 Months
|
1.88%
|
1.90%
|
|
FLEX - $250 or Greater
|
0.10%
|
0.10%
|
|
12 Months
|
2.18%
|
2.20%
|
|
18 Months
|
2.33%
|
2.35%
|
|
24 Months
|
3.49%
|
3.55%
|
|
36 Months
|
2.47%
|
2.50%
|
|
48 Months
|
2.52%
|
2.55%
|
|
60 Months
|
2.57%
|
2.60%
|
|
7 Month Promo
|
4.17%
|
4.25%
|
|
13 Month Promo
|
3.69%
|
3.75%
|
Effective Date
October 2, 2025
Certificate Rates
The more you start with, the more your money will grow! Enjoy some of the best CD rates in Greater Oklahoma City with a Share Certificate from Allegiance Credit Union.
|
Certificate Term
|
Dividend Rate
|
APY*
|
|---|---|---|
|
6 Months
|
2.13%
|
2.15%
|
|
12 Months
|
2.52%
|
2.55%
|
|
18 Months
|
2.57%
|
2.60%
|
|
24 Months
|
3.49%
|
3.55%
|
|
36 Months
|
2.62%
|
2.65%
|
|
48 Months
|
2.67%
|
2.70%
|
|
60 Months
|
2.76%
|
2.80%
|
|
7 Month Promo
|
4.17%
|
4.25%
|
|
13 Month Promo
|
3.69%
|
3.75%
|
Effective Date
October 2, 2025
Certificate Rates
Maximize your savings potential with a Jumbo Share Certificate from Allegiance Credit Union and discover some of the best CD rates in Greater Oklahoma City.
|
Certificate Term
|
Dividend Rate
|
APY*
|
|---|---|---|
|
6 Months
|
2.23%
|
2.25%
|
|
12 Months
|
2.62%
|
2.65%
|
|
18 Months
|
2.67%
|
2.70%
|
|
24 Months
|
3.49%
|
3.55%
|
|
36 Months
|
2.72%
|
2.75%
|
|
48 Months
|
2.76%
|
2.80%
|
|
60 Months
|
2.86%
|
2.90%
|
|
7 Month Promo
|
4.17%
|
4.25%
|
|
13 Month Promo
|
3.69%
|
3.75%
|
Effective Date
October 2, 2025
*APY = Annual Percentage Yield.
An early withdrawal penalty may apply to share certificates if you withdraw any of the principal before the maturity date. Account fees could reduce the earnings on the account. $500 minimum to open regular share certificates. $250 minimum to open a Flex Share Certificate. 7 Month Promo offer may be withdrawn at any time. All accounts are Federally insured by NCUA.
For All The Dreamers, Planners, and Doers
Share Certificate (CD) Benefits
Don't just dream it—do it! Reach your savings goals with the risk-free, guaranteed returns of a Share Certificate from Allegiance Credit Union. Enjoy terms that fit your needs whether your goals are short or long term.
GUARANTEED RETURNS
There's no better way to grow your savings than guaranteed, risk-free returns at the rate you lock in.
FLEXIBLE TERMS
Pick the terms that fit your needs. Your money will grow and be ready for you when you need it!
LOW MINIMUM DEPOSIT
Start saving for your future today with just a $250 minimum opening deposit.
COMPETITIVE RATES
Your money grows faster with the great CD rates at Allegiance Credit Union!
Download Your Free Copy!
If You Need A Budget, Look No Further
Explore how our monthly budget template can help you take the first step toward saving for the boat you've always wanted!
For All Life's Unexpected Turns
Get Flexible With A Flex Certificate
Not sure when you'll need your money? A Flex Certificate gives you all the benefits of a Share Certificate with the added flexibility of a Savings Account.
Start with just $250, and let your money grow until you're ready for it. You'll earn a competitive rate over the 12-month term and enjoy a one-time, penalty-free withdrawal whenever you need it.
Discover Your Ideal Savings Solution
Your goals, your way—choose the savings or investment option that best suits your needs.
What Our Members Are Saying
"Member Service Representatives are always helpful whether it's in-person or on the phone."
Rita M.
“My experiences with ACU has been very positive. All of my interactions have been with an extremely courteous, friendly and competent professional staff.”
John C.
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Read MoreFrequently Asked Certificate Questions
Is there a penalty for early withdrawal?
Yes. The penalties for early withdrawal are as follows:
6 Months: 90 Days' Dividends
12 Months: 120 Days' Dividends
18-24 Months: 180 Days' Dividends
36 Months: 240 Days' Dividends
48 Months: 300 Days' Dividends
60 Months: 360 Days' Dividends
6 Months: 90 Days' Dividends
12 Months: 120 Days' Dividends
18-24 Months: 180 Days' Dividends
36 Months: 240 Days' Dividends
48 Months: 300 Days' Dividends
60 Months: 360 Days' Dividends