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HVAC Financing in Oklahoma

Affordable Comfort Starts Here

Don’t sacrifice comfort over cost. Our HVAC financing lets you upgrade now without burning through your savings.

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Start Your HVAC Loan Application Today

HVAC Financing Rates

Term
APR* (as low as)
APR* (as high as)
Up to 48 Months
7.49%
9.99%
49 - 60 Months
7.99%
10.49%

*APR = Annual Percentage Rate. As low as rate includes 0.25% discount for automatic payments. Credit restrictions apply. This is a closed end consumer loan. A $49.00 application fee will be added to the loan. Membership at Allegiance Credit Union required. Units must be 2021 or newer. Loan amounts: Min $5,000 max $15,000.

Invest In Comfort

HVAC Financing Benefits & Features

Don’t sweat the OKC heat or the cost of staying cool! With HVAC financing from Allegiance Credit Union, you can upgrade or repair your system fast without draining your wallet. Because beating the heat shouldn’t break the bank.

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COMPETITIVE RATES

Explore our competitive HVAC Loan rates.

ATTRACTIVE DISCOUNT

Receive a 0.25% discount for setting up your HVAC Loan with automatic payments.

AFFORDABLE LOANS

Enjoy borrowing between $5,000 - $15,000 to get the job done right.

FLEXIBLE FUNDING

Use the money to repair or replace your AC and heating system or HVAC unit.

HVAC Financing FOR ALL Your Goals

Whether you need a quick fix or have been dreaming of an upgrade, we're here to help make it happen.

Repair Your HVAC System

Don’t let a broken HVAC system leave you sweating in the Oklahoma heat. Allegiance Credit Union offers HVAC Loan options that make it easy to repair your system without financial stress. Get your HVAC back in top shape and apply today for fast, flexible financing!

  • Avoid expensive repair costs with affordable financing.
  • Get your HVAC system running smoothly again—quickly and efficiently.
  • Protect your home from uncomfortable temperature swings and fluctuations.
Apply Now

Upgrade Your HVAC Unit

Are you ready to upgrade to a newer, more efficient HVAC system? With Allegiance Credit Union's HVAC financing, you can finally get that cutting-edge HVAC model you've had your eye on, or simply get that more reliable unit your home needs. We make it easy to get the comfort you deserve. Apply today and enjoy a cooler, more efficient home in no time!

  • Upgrade to the latest energy-efficient technology.
  • Get a quieter and more reliable system.
  • Enjoy better air quality and improved home comfort.
  • Add smart thermostats, automated zoning systems, and more.
  • Enhance your home's air quality with purifiers, humidifiers, and ventilation systems.
Apply Now

Improve Energy Efficiency

An energy-efficient HVAC system can lower your utility bills while keeping your home comfortable year-round. Allegiance Credit Union’s HVAC financing makes it easy to improve your system’s efficiency without upfront costs and draining your Savings Account. Apply today to start saving on energy bills and enjoy a more sustainable home!

  • Enjoy smaller energy bills by improving the efficiency of your system.
  • Take advantage of modern technology that cuts down on energy waste.
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Increase Home Value

Installing or upgrading your HVAC system can add value to your home, making it more attractive to potential buyers. With Allegiance Credit Union’s HVAC financing, you can invest in your property’s future without breaking the bank. Apply today and boost your home’s value with an efficient, modern HVAC system!

  • Add long-term value to your home with a reliable HVAC upgrade.
  • Attract more buyers with an energy-efficient, modern system.
  • Increase your home’s resale value and appeal to homebuyers.
Apply Now

  • Repair Your HVAC System

    Don’t let a broken HVAC system leave you sweating in the Oklahoma heat. Allegiance Credit Union offers HVAC Loan options that make it easy to repair your system without financial stress. Get your HVAC back in top shape and apply today for fast, flexible financing!

    • Avoid expensive repair costs with affordable financing.
    • Get your HVAC system running smoothly again—quickly and efficiently.
    • Protect your home from uncomfortable temperature swings and fluctuations.
    Apply Now

Repair Your HVAC System

Don’t let a broken HVAC system leave you sweating in the Oklahoma heat. Allegiance Credit Union offers HVAC Loan options that make it easy to repair your system without financial stress. Get your HVAC back in top shape and apply today for fast, flexible financing!

  • Avoid expensive repair costs with affordable financing.
  • Get your HVAC system running smoothly again—quickly and efficiently.
  • Protect your home from uncomfortable temperature swings and fluctuations.
Apply Now

Calculate Your HVAC Loan Payment

HVAC Loan Calculator

Before you upgrade or repair your HVAC unit, you should get an understanding for how the cost will impact your budget. Crunch the numbers with our HVAC Loan Calculator to see what fits your budget. You can borrow between $5,000-$15,000 and you can select a repayment term of either 4 or 5 years. Use this tool to find your perfect payment!

*Your actual term and payment will be provided upon acceptance of an Allegiance Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

Calculator2
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Breathe Easy

Flexible HVAC Financing That Fits Your Life & Budget.

Living in Oklahoma means facing everything from blazing summers to freezing winters, so having a dependable HVAC system isn’t a luxury, it’s a must. That’s why Allegiance Credit Union offers affordable HVAC financing options to help you stay comfortable all year long throughout the seasons.

  • Borrow $5,000-$15,000
  • Unit Must Be 2021 Or Newer
  • 4 Year or 5 Year Repayment Term

Ready to make your home more comfortable? Apply online for your HVAC financing 24/7 and hear back from our Oklahoma-based team members quickly!

Apply Now
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Bust The Myths About Personal Loans

Ready to unlock the truth about Personal Loans? Download our free eBook to break down the facts and get the money you need.

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Luxury Comfort. Reasonable Cost.

How To Apply For HVAC Financing

Getting the money you need to live comfortably shouldn't be difficult. Here's a simple breakdown of what you can expect when you apply for your HVAC Loan with Allegiance Credit Union:

Step 1: Gather Required Information (Be prepared to verify your identity, employment, income details, and financial information.)

Step 2: Fill Out Our Online Application

Step 3: Review And Accept Your Loan

Step 4: Enjoy Your Improved HVAC Unit

And just like that, you’ll be ready to take on the Oklahoma heat! Questions? Our team has answers. Please let us know how we can help you!

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Upgrade Your Air, Not Your Expenses

What Is The Best Way To Finance A New HVAC System?

Finding an affordable solution is the goal when it comes time to repair or replace your HVAC unit. What is the best way to finance your new HVAC system depends on many factors:

  • Your Budget
  • Your Current Finances
  • How Quickly You Need The Upgrade
  • Is An Emergency Fund Available
  • Can You Payoff Your Credit Card In Full

At Allegiance, we will always encourage our members to do what is best for their unique financial situation. We prefer not to add debt to credit cards unless necessary because they can incur a higher interest rate than a fixed loan product like our HVAC Financing offered here.

The best way to answer this question would be to contact a member of our team who can help you review your unique financial situation and come up with a solution that matches your needs. We are happy to help!

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What Our Members
Are Saying

“I have been with other credit unions and I must say Allegiance has the 100% customer care and helping with the best loan rates to making sure everything was completed with our loan. Thank You Allegiance the staff are just wonderful!”

Margie K.

“This is my first year of banking with ACU, and all of my problems have been solved in a kind and timely fashion."

Emme L.

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Frequently Asked HVAC Financing Questions

How much can I borrow with an Allegiance HVAC Loan?

An Allegiance HVAC Loan allows qualified applicants to borrow between $5,000 - $15,000.

Are their HVAC system requirements to qualify for an HVAC Loan in Oklahoma?

Your HVAC unit must be a model from 2021 or more recent.

Is there an application fee for an Allegiance HVAC Loan?

Yes, applying for HVAC financing requires a $49 application fee.