
Home Improvement Loans In OKC
Build Your Happy Place
Upgrade your space and elevate your life. Get the money you need in as little as 24 hours!
Start Your Home Improvement Loan Application Today
Quick Cash Home Improvement Loan Rates
Term
|
APR* (as low as)
|
APR* (as high as)
|
---|---|---|
Up to 15 Years
|
7.99%
|
11.99%
|
*APR = Annual Percentage Rate. Qualifications and restrictions apply.
Finance A Fresh Start
Home Improvement Loan Features
Allegiance Credit Union offers a Quick Cash Home Improvement Loan designed to provide Oklahoma homeowners with affordable financing for their renovation projects in as little as 24 hours or less!

FAST FINANCING
Qualified applicants can receive up to $25,000 in as little as 24 hours!NO CLOSING COSTS
Pay a $49 application fee and avoid closing costs that come with home equity loan options.FLEXIBLE FUNDS
Use your Home Improvement Loan on repairs or upgrades.COMPETITIVE RATES
Our competitive Home Improvement Loan rates don't break the bank!Home Improvement Loans: Your Quick Cash Solution
Make the most of your home’s potential with an Allegiance Credit Union Home Improvement Loan. Get the funds you need upfront with no surprises so you can focus on transforming your space, not stressing about your budget.
Upgrade Your Kitchen
Transform the heart of your home into a space that inspires. Allegiance Credit Union's Home Improvement Loan gives you the financial flexibility to create the kitchen you’ve always dreamed of, without the wait.
- Replace your outdated appliances with newer energy-efficient models.
- Install new countertops, cabinets, and flooring.
- Create an open-concept layout perfect for gatherings.
Expand Your Living Space
Whether your family is growing or you just need more room to breathe, a home improvement loan can help you create the space you need to live more comfortably.
- Add a sunroom, finished basement, or bonus room.
- Increase square footage without relocating.
- Create the walk-in closet you've always wanted.
Make Needed Repairs
Protect your home’s value and your peace of mind by tackling urgent repairs with a Quick Cash Home Improvement Loan from Allegiance Credit Union. With fast funding, you can address problems before they grow.
- Fix roofing, plumbing, or electrical issues.
- Replace a failing HVAC or water heater.
-
Fix old windows, water damage, structural repairs, or mold remediation.
Enhance Your Outdoor Living
Even though your home is in Oklahoma, you can still channel tropical resort vibes! Create your own backyard retreat and increase curb appeal at the same time. Use your Quick Cash Home Improvement Loan to make outdoor spaces more functional, beautiful, and enjoyable year-round.
- Build a new deck, patio, or pergola.
- Install landscaping, fencing, or outdoor lighting.
- Add a pool, spa, or chef-style outdoor kitchen for ultimate relaxation.
-
Upgrade Your Kitchen
Transform the heart of your home into a space that inspires. Allegiance Credit Union's Home Improvement Loan gives you the financial flexibility to create the kitchen you’ve always dreamed of, without the wait.
- Replace your outdated appliances with newer energy-efficient models.
- Install new countertops, cabinets, and flooring.
- Create an open-concept layout perfect for gatherings.
-
Expand Your Living Space
Whether your family is growing or you just need more room to breathe, a home improvement loan can help you create the space you need to live more comfortably.
- Add a sunroom, finished basement, or bonus room.
- Increase square footage without relocating.
- Create the walk-in closet you've always wanted.
-
Make Needed Repairs
Protect your home’s value and your peace of mind by tackling urgent repairs with a Quick Cash Home Improvement Loan from Allegiance Credit Union. With fast funding, you can address problems before they grow.
- Fix roofing, plumbing, or electrical issues.
- Replace a failing HVAC or water heater.
-
Fix old windows, water damage, structural repairs, or mold remediation.
-
Enhance Your Outdoor Living
Even though your home is in Oklahoma, you can still channel tropical resort vibes! Create your own backyard retreat and increase curb appeal at the same time. Use your Quick Cash Home Improvement Loan to make outdoor spaces more functional, beautiful, and enjoyable year-round.
- Build a new deck, patio, or pergola.
- Install landscaping, fencing, or outdoor lighting.
- Add a pool, spa, or chef-style outdoor kitchen for ultimate relaxation.
Upgrade Your Kitchen
Transform the heart of your home into a space that inspires. Allegiance Credit Union's Home Improvement Loan gives you the financial flexibility to create the kitchen you’ve always dreamed of, without the wait.
- Replace your outdated appliances with newer energy-efficient models.
- Install new countertops, cabinets, and flooring.
- Create an open-concept layout perfect for gatherings.
Expand Your Living Space
Whether your family is growing or you just need more room to breathe, a home improvement loan can help you create the space you need to live more comfortably.
- Add a sunroom, finished basement, or bonus room.
- Increase square footage without relocating.
- Create the walk-in closet you've always wanted.
Make Needed Repairs
Protect your home’s value and your peace of mind by tackling urgent repairs with a Quick Cash Home Improvement Loan from Allegiance Credit Union. With fast funding, you can address problems before they grow.
- Fix roofing, plumbing, or electrical issues.
- Replace a failing HVAC or water heater.
-
Fix old windows, water damage, structural repairs, or mold remediation.
Enhance Your Outdoor Living
Even though your home is in Oklahoma, you can still channel tropical resort vibes! Create your own backyard retreat and increase curb appeal at the same time. Use your Quick Cash Home Improvement Loan to make outdoor spaces more functional, beautiful, and enjoyable year-round.
- Build a new deck, patio, or pergola.
- Install landscaping, fencing, or outdoor lighting.
- Add a pool, spa, or chef-style outdoor kitchen for ultimate relaxation.
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Quick Cash for Big Transformations
The Best Home Improvement Loans in OKC!
An Allegiance Credit Union Home Improvement Loan stands out as one of the best in OKC because it’s backed by local lenders who know and care about our community. With fast approvals and funding in as little as 24 hours, you won’t have to wait, making it one of the most accessible funding options available.
What truly sets us apart is our commitment to transparency and trust. There are no hidden fees or surprises—just straightforward terms and people you can count on. When you choose Allegiance, you're working with neighbors who are invested in helping you improve your home and your quality of life.
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From Floorplans to Final Touches
Question: How Do Home Improvement Loans Work?
While some Home Improvement Loans such as Home Equity Loans and HELOCs require equity in your home to get a loan, Allegiance's Quick Cash Home Improvement Loan does not. It requires no equity and no collateral which means you get the money you need faster, and with less paperwork!
Access up to $25,000 quickly by applying online 24/7. If you think you may need more than $25,000, you may want to consider our Home Equity Loan or HELOC option. Questions? Our team can help you get answers.
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*Loan subject to approval. Minimum loan amount $20,000. Must mention coupon to loan officer. $250 cash bonus will be deposited into member’s account at the time of closing. Does not apply to internal refinances. Promotion starts January 22, 2024 and may expire at any time without notice.
Calculate Your Loan Payment
Home Improvement Loan Calculator
Dive into how your Home Improvement Loan will impact your monthly budget. Crunch the numbers with our Home Improvement Loan Calculator to find the perfect payment that fits your lifestyle by adjusting loan amounts, rates, and terms.
*Your actual term and payment will be provided upon acceptance of an Allegiance Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

See How These Products Compare
Discover how a Home Equity Line of Credit, Home Equity Loan, and Quick Cash Home Improvement Loan compare.
Quick Cash HI Loan
Home Equity Loan
HELOC

What Our Members Are Saying
“I would highly recommend Allegiance Credit Union to people looking for a great financial services partner. They treat you like a person instead of an account number.”
Gary G.
"As an Allegiance member for more than 30 years, I have been treated with the utmost courtesy and professionalism! ACU's staff has earned my trust in taking care of my financial needs.”
Jackie M.
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