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Home Improvement Loans In OKC

Build Your Happy Place

Upgrade your space and elevate your life. Get the money you need in as little as 24 hours!

Start Your Home Improvement Loan Application Today

Quick Cash Home Improvement Loan Rates

Term
APR* (as low as)
APR* (as high as)
Up to 15 Years
7.99%
11.99%

*APR = Annual Percentage Rate. Qualifications and restrictions apply.

Finance A Fresh Start

Home Improvement Loan Features

Allegiance Credit Union offers a Quick Cash Home Improvement Loan designed to provide Oklahoma homeowners with affordable financing for their renovation projects in as little as 24 hours or less!

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FAST FINANCING

Qualified applicants can receive up to $25,000 in as little as 24 hours!

NO CLOSING COSTS

Pay a $49 application fee and avoid closing costs that come with home equity loan options.

FLEXIBLE FUNDS

Use your Home Improvement Loan on repairs or upgrades.

COMPETITIVE RATES

Our competitive Home Improvement Loan rates don't break the bank!

Home Improvement Loans: Your Quick Cash Solution

Make the most of your home’s potential with an Allegiance Credit Union Home Improvement Loan. Get the funds you need upfront with no surprises so you can focus on transforming your space, not stressing about your budget.

Upgrade Your Kitchen

Transform the heart of your home into a space that inspires. Allegiance Credit Union's Home Improvement Loan gives you the financial flexibility to create the kitchen you’ve always dreamed of, without the wait.

  • Replace your outdated appliances with newer energy-efficient models.
  • Install new countertops, cabinets, and flooring.
  • Create an open-concept layout perfect for gatherings.
Apply Now

Expand Your Living Space

Whether your family is growing or you just need more room to breathe, a home improvement loan can help you create the space you need to live more comfortably.

  • Add a sunroom, finished basement, or bonus room.
  • Increase square footage without relocating.
  • Create the walk-in closet you've always wanted.
Apply Now

Make Needed Repairs

Protect your home’s value and your peace of mind by tackling urgent repairs with a Quick Cash Home Improvement Loan from Allegiance Credit Union. With fast funding, you can address problems before they grow.

  • Fix roofing, plumbing, or electrical issues.
  • Replace a failing HVAC or water heater.
  • Fix old windows, water damage, structural repairs, or mold remediation.

Apply Now

Enhance Your Outdoor Living

Even though your home is in Oklahoma, you can still channel tropical resort vibes! Create your own backyard retreat and increase curb appeal at the same time. Use your Quick Cash Home Improvement Loan to make outdoor spaces more functional, beautiful, and enjoyable year-round.

  • Build a new deck, patio, or pergola.
  • Install landscaping, fencing, or outdoor lighting.
  • Add a pool, spa, or chef-style outdoor kitchen for ultimate relaxation.
Apply Now
  • Upgrade Your Kitchen

    Transform the heart of your home into a space that inspires. Allegiance Credit Union's Home Improvement Loan gives you the financial flexibility to create the kitchen you’ve always dreamed of, without the wait.

    • Replace your outdated appliances with newer energy-efficient models.
    • Install new countertops, cabinets, and flooring.
    • Create an open-concept layout perfect for gatherings.
    Apply Now

Upgrade Your Kitchen

Transform the heart of your home into a space that inspires. Allegiance Credit Union's Home Improvement Loan gives you the financial flexibility to create the kitchen you’ve always dreamed of, without the wait.

  • Replace your outdated appliances with newer energy-efficient models.
  • Install new countertops, cabinets, and flooring.
  • Create an open-concept layout perfect for gatherings.
Apply Now
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Quick Cash for Big Transformations

The Best Home Improvement Loans in OKC!

An Allegiance Credit Union Home Improvement Loan stands out as one of the best in OKC because it’s backed by local lenders who know and care about our community. With fast approvals and funding in as little as 24 hours, you won’t have to wait, making it one of the most accessible funding options available.

What truly sets us apart is our commitment to transparency and trust. There are no hidden fees or surprises—just straightforward terms and people you can count on. When you choose Allegiance, you're working with neighbors who are invested in helping you improve your home and your quality of life.

Download Your Free Copy!

Home Improvements Made Easy

Discover smart ways to invest your renovation budget, and the common home improvement mistakes to avoid.

allegiance home improvement ebook cover
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From Floorplans to Final Touches

Question: How Do Home Improvement Loans Work?

While some Home Improvement Loans such as Home Equity Loans and HELOCs require equity in your home to get a loan, Allegiance's Quick Cash Home Improvement Loan does not. It requires no equity and no collateral which means you get the money you need faster, and with less paperwork!

Access up to $25,000 quickly by applying online 24/7. If you think you may need more than $25,000, you may want to consider our Home Equity Loan or HELOC option. Questions? Our team can help you get answers.

Get $250 When You Finance Your Home Improvement Loan at Allegiance.

Fill out our quick form to claim your coupon!

New Website Allegiance Coupon (600 x 400 px) (5)

*Loan subject to approval. Minimum loan amount $20,000. Must mention coupon to loan officer. $250 cash bonus will be deposited into member’s account at the time of closing. Does not apply to internal refinances. Promotion starts January 22, 2024 and may expire at any time without notice.

Calculate Your Loan Payment

Home Improvement Loan Calculator

Dive into how your Home Improvement Loan will impact your monthly budget. Crunch the numbers with our Home Improvement Loan Calculator to find the perfect payment that fits your lifestyle by adjusting loan amounts, rates, and terms.

*Your actual term and payment will be provided upon acceptance of an Allegiance Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

Calculator

See How These Products Compare

Discover how a Home Equity Line of Credit, Home Equity Loan, and Quick Cash Home Improvement Loan compare.

One Large Payment

Quick Cash HI Loan

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$25,000 Max
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Fixed Rate
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Unsecured (No Collateral)
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Set Loan Term
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$49 Origination Fee
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No Prepayment Penalties
One Large Payment

Home Equity Loan

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One Large Payment
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Fixed Rate
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Home Used As Collateral
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Set Loan Term
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Closing Costs
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No Prepayment Penalties
Line of Credit

HELOC

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Line Of Credit
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Variable Rate (Changes)
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Home Used As Collateral
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Access Money Over 10 Yrs
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Closing Costs
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No Prepayment Penalties
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What Our Members
Are Saying

“I would highly recommend Allegiance Credit Union to people looking for a great financial services partner.  They treat you like a person instead of an account number.”

Gary G.

"As an Allegiance member for more than 30 years, I have been treated with the utmost courtesy and professionalism! ACU's staff has earned my trust in taking care of my financial needs.”

Jackie M.

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Frequently Asked Home Improvement Loan Questions

What’s the max amount I can borrow?

With a Quick Cash Home Improvement Loan, you can borrow up to $25,000! Subject to approval.
 

How much are closing costs?

There is a flat $49.00 origination fee for Allegiance Home Improvement Loans. No other closing costs are involved.
 

How long do I have to repay the loan?

We offer terms up to 15 years, based on approval.