
Best Checking Accounts in OK
For All Who Want More
Earn rewards your way. Choose a Checking Account that suits your lifestyle.
Earn rewards your way. Choose a Checking Account that suits your lifestyle.
Earn interest on your Checking Account balance or cash back by swiping your Debit Card.
Checking Account
|
APY*
|
Disclosures
|
---|---|---|
Cash
|
1.00%
|
Based on terms & conditions
|
Cash Back
|
5% Cash Back
|
Based on terms & conditions
|
Second Chance Checking
|
0.00%
|
Non-dividend account
|
Choose which Checking Account is right for you. Whether you're looking for cash back, a second chance, or ATM fee refunds, Allegiance Credit Union checking accounts have a lot to offer!
Earn interest on your Checking Account balance. With no monthly service fees and refunds on ATM charges, this could be the Checking Account for you!
No minimum balance is required to earn rewards. Just have at least 15 debit card transactions, at least 1 qualifying deposit or ACH, and be enrolled in estatements. View Monthly Qualification Cycle Dates here.
Earn rewards when you swipe your Debit Card. You'll get 5% cash back on purchases made with your Allegiance Credit Union Debit Card each month.
There are no category restrictions on purchases and no minimum balance to earn rewards. Just have at least 15 debit card transactions, at least 1 qualifying deposit or ACH, and be enrolled in estatements. View Monthly Qualification Cycle Dates here.
A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle.
If you've been denied a Checking Account in the past, this may be the second chance you're looking for! Rebuild your money management skills with our Second Chance Checking Account.
Boost your money management skills and get your finances back on track with a second chance from Allegiance Credit Union.
*All monthly service fees will be refunded if no non-sufficient fund (NSF) fees are incurred in the first 12 months. You will then be upgraded to the free checking account of your choice.
Earn interest on your Checking Account balance. With no monthly service fees and refunds on ATM charges, this could be the Checking Account for you!
No minimum balance is required to earn rewards. Just have at least 15 debit card transactions, at least 1 qualifying deposit or ACH, and be enrolled in estatements. View Monthly Qualification Cycle Dates here.
Earn rewards when you swipe your Debit Card. You'll get 5% cash back on purchases made with your Allegiance Credit Union Debit Card each month.
There are no category restrictions on purchases and no minimum balance to earn rewards. Just have at least 15 debit card transactions, at least 1 qualifying deposit or ACH, and be enrolled in estatements. View Monthly Qualification Cycle Dates here.
A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle.
If you've been denied a Checking Account in the past, this may be the second chance you're looking for! Rebuild your money management skills with our Second Chance Checking Account.
Boost your money management skills and get your finances back on track with a second chance from Allegiance Credit Union.
*All monthly service fees will be refunded if no non-sufficient fund (NSF) fees are incurred in the first 12 months. You will then be upgraded to the free checking account of your choice.
Earn interest on your Checking Account balance. With no monthly service fees and refunds on ATM charges, this could be the Checking Account for you!
No minimum balance is required to earn rewards. Just have at least 15 debit card transactions, at least 1 qualifying deposit or ACH, and be enrolled in estatements. View Monthly Qualification Cycle Dates here.
Earn rewards when you swipe your Debit Card. You'll get 5% cash back on purchases made with your Allegiance Credit Union Debit Card each month.
There are no category restrictions on purchases and no minimum balance to earn rewards. Just have at least 15 debit card transactions, at least 1 qualifying deposit or ACH, and be enrolled in estatements. View Monthly Qualification Cycle Dates here.
A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle.
If you've been denied a Checking Account in the past, this may be the second chance you're looking for! Rebuild your money management skills with our Second Chance Checking Account.
Boost your money management skills and get your finances back on track with a second chance from Allegiance Credit Union.
*All monthly service fees will be refunded if no non-sufficient fund (NSF) fees are incurred in the first 12 months. You will then be upgraded to the free checking account of your choice.
Whether you choose to earn dividends on your Checking Account balance or cash back on your purchases, our checking account perks don't stop there! We believe in putting our members first, and that means banking your way with fewer fees!
Allegiance Credit Union members can earn $50 for referring friends and family! If they open a new Checking Account, your rewards will be automatically deposited within 30 days.
There are NO LIMITS to how many friends you can refer. Just tell your friends and family to mention your name at account opening either in-branch or online.
We're proud to be from Oklahoma City, and your Debit Card can show that you are too!
Choose the Debit Card design that suits your lifestyle from the 8 design options below.
New Cards: If opening your account in-branch, simply let us know which one you prefer at the time of account opening. All online accounts will receive the Allegiance For All card.
Replacement Cards: Stop by any of our locations to instantly receive your replacement card, or call to order your new card.
Direct deposit is the fastest way to get your paycheck into your Checking Account. We process items from the Federal Reserve as soon as we receive them, so you can get your paycheck up to two days early when you set up Direct Deposit.
You'll usually need your account number and our routing number (303085230) to set up Direct Deposit. Talk to your payroll or human resources department to enroll today!
“Great experience! Very pleasant and knowledgeable. Very very helpful! Eduardo at the main office was especially helpful. I am moving all my banking here! Thank you for the excellent service!”
Lori P.
“I like my bank and the service they provide. Always helpful with any concerns regarding my checking account.”
Alicia R.
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Read MoreMember Referral Program:
Members can earn $50 if their referral generates a new Cash, Cash Back, or Second Chance Checking account. New account holder must mention the name of the person who referred them at account opening in-branch or on their online application. Cash bonus will be deposited to referring member's account within 30 days of account opening. Offer may be withdrawn at any time without notice.
Cash:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000.00 receive APY of 1.00%; and balances over $20,000.00 earn .05% interest rate on the portion of balance over $20,000.00 (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 12/2/2024. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $25 is required to open the account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
Cash Back:
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. Minimum $25 deposit is required to open the account. Monthly receipt of electronic statements is a condition of this accounts. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-789-7900 for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.
Qualification Dates
Month-Year | Cycle Start Date | Cycle End Date |
---|---|---|
Jan 2025 | December 31, 2024 | January 30, 2025 |
Feb 2025 | January 31, 2025 | February 27, 2025 |
Mar 2025 | February 28, 2025 | March 30, 2025 |
Apr 2025 | March 31, 2025 | April 29, 2025 |
May 2025 | April 30, 2025 | May 29, 2025 |
Jun 2025 | May 30, 2025 | June 29, 2025 |
July 2025 | June 30, 2025 | July 30, 2025 |
Aug 2025 | July 31, 2025 | August 28, 2025 |
Sept 2025 | August 29, 2025 | September 29, 2025 |
Oct 2025 | September 30, 2025 | October 30, 2025 |
Nov 2025 | October 31, 2025 | November 27, 2025 |
Dec 2025 | November 28, 2025 | December 30, 2025 |