Mortgages / Real Estate

The homebuying journey can be overwhelming. Our team breaks down each step to help your dream of homeownership become a reality.

• What is Private Mortgage Insurance also known as PMI?
• What are your current mortgage rates?
• Can I lock in my mortgage rate?
• What is the down payment requirement for a home loan?
• How old does a chapter 7 Bankruptcy need to be to get a mortgage loan?
• What is the minimum credit score allowed for a Mortgage loan?
• What documents are required to apply for an ITIN mortgage loan?
• What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage?
• Are alternative sources of credit accepted?
• What options do I have to pay my mortgage?
• Where do I see my 1098 information for my mortgage?
• How do I set up automatic mortgage payments?
• How do I find out my insurance premium and the tax amount for this year?
• Why did my mortgage payment go up?
• How do I make a principal-only mortgage payment?
• How do I apply for a mortgage?
• What should I do if I switch home insurance companies?
• Where can I find my mortgage history?
• How do I get a payoff on my mortgage?
• Can I change my mortgage due date?
• Do you offer loan re-amortizations?
• Does Allegiance offer home loans on investment properties or land in other states than Oklahoma?
• When and how will I receive my mortgage statement?
• What information do I need to apply for a mortgage?
• Will my mortgage be sold?
• Should I get pre-approved for my mortgage?
• What does it mean to refinance a house?
• Who should I contact if I have a question about my mortgage?
• Do I need to use a realtor?
• Can I apply extra money towards my principal balance?