Ready for a new ride? Come talk to Allegiance. We can offer you up to 100% financing — tag, title, and tax — for new and used vehicles.

Rest assured you’re getting your money’s worth — before stepping inside the dealership! We offer pre-approved auto loans for extra bargaining power. So you can flex those negotiating muscles to get the best possible price. You can even save time when you apply online! We’re awesome like that.

  • Competitively low, fixed rates on new or used vehicles
  • Up to 100% financing for qualified buyers
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • First-time buyers can receive an exclusive rate reduction
  • No pre-payment penalties
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Vehicles for Sale

Finding the right vehicle is one thing. Finding it for the right price is something else entirely. Skip the stressful back-and-forth with the dealer — view listings of hassle-free vehicles at First Rate Autos.


Find and finance your next car, truck, or recreational vehicle — whenever you want, wherever you go! AutoSMART lets you search for new and used vehicles by make, model, type, or closest dealership. Once you find what you’re looking for, you can apply for an Allegiance auto loan online right then and there!

Avoid extra clicks and unnecessary trips — enjoy a simpler, smarter car-buying experience today! Visit the AutoSMART website or download the app for your Apple or Android device.

First-Time Buyers

Allegiance CU's First-Time Borrower program is designed for any member who has little borrowing history and meets financial qualifications. Need a loan for a car, but never borrowed before? You can get the car you need and establish credit with our loan program. 

As a special bonus you will receive 0.25% APR off your loan rate when your loan is funded. So stop dreaming, start driving — you can apply online 24/7.

*Certain restrictions apply.