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The best Kids Savings Account.

Earns Quarterly Dividends

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Your child will receive dividends on their savings quarterly when they keep an average daily balance of $25 or more.
Open Via Video Banking

A Prize With Each Deposit Made

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Earnie, the Allegiance mascot, gives a prize for every deposit made into a Youth Savings Account!
Open Via Video Banking

For All Kids Up To Age 13

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For children ages 0 to 13, your child can open an account with only $5 and start saving today!
Open Via Video Banking
Earnie and kids
EARNIE THE EAGLE

Hey Kids, Meet Earnie

Earnie is the Allegiance mascot. He helps kids learn about money and teaches them how to be responsible savers.

When kids join Allegiance and open their Youth Savings Account (for ages 0 - 13) they become part of the Soaring Eagle Saver Club and receive a free gift with every deposit they make!
Open via Video Banking
Open via Video Banking
another child member using Earnie's corner
Exclusive Access

Welcome To Earnie's Corner

When kids are part of the Soaring Eagle Saver Club, they receive exclusive access to Earnie’s Corner.

It is a special area of the lobby just for kids where they can make deposits just like grownups using a special phone to speak with a teller and their own money deposit tube!
Open via Video Banking
Open via Video Banking

Youth Savings Rates

Kids earn the same great rates as adults at Allegiance Credit Union!
Open via Video Banking

APY = Annual Percentage Yield. $5 minimum deposit to open. Dividends paid quarterly on average daily balances of $25 or more.

Youth Savings Account Rates
Account Type
APY*
Minimum To Open
Account Type
Savings Account
APY*
0.05%
Minimum To Open
$5.00
Effective November 16, 2020

APY = Annual Percentage Yield. $5 minimum deposit to open. Dividends paid quarterly on average daily balances of $25 or more.

KIDS SAVINGS ACCOUNT

Start Good Savings Habits

pic of earnie
Earnie Encourages Saving
Kids have the support of Earnie as they develop savings habits.
Pic of Gift example
Free Gift With Every Deposit
Our youth members receive a gift every time they make a deposit!
girl reading book
Start Now
Help build a great foundation that will prepare them for their future!
Savings Accounts are a great way to start good money habits that last a lifetime. Encouraging kids to save their money in an account, introduces the idea of earning a return on their money (dividends). Allegiance loves making saving money educational and fun!
Open via Video Banking
pic of earnie
Earnie Encourages Saving
Kids have the support of Earnie as they develop savings habits.
Pic of Gift example
Free Gift With Every Deposit
Our youth members receive a gift every time they make a deposit!
girl reading book
Start Now
Help build a great foundation that will prepare them for their future!
THE BEST KIDS SAVINGS ACCOUNT

Join The Soaring Eagle Saver Club!

When kids join Allegiance and open their Youth Savings Account (for ages 0 - 13) they become part of the Soaring Eagle Saver Club. They have exclusive access to Earnie’s Corner, a special area of the lobby just for kids where they can make deposits just like grownups using a special phone to speak with a teller and their own money deposit tube! 

As a member of the Soaring Eagle Saver Club (which is lead by none other than our awesome eagle mascot Earnie) kids receive a free gift with every deposit they make.

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At Allegiance we go above and beyond to ensure that learning about money is fun and rewarding for kids.

Our Kids Savings Account has no monthly service fees, pays competitive dividends, comes with free Online Banking, and free eStatements. Every Youth Savings Account requires a parent or guardian co-signer.

It’s never too early to start teaching kids about money and developing good habits that will last a lifetime. Open a Youth Savings Account today!

pic kid in earnies corner
Hero picture

FAQ

Have more questions?

We are here to answer all of your questions. Let us know how we can help!

A valid government-issued ID for the parent or guardian is required in addition to the child’s social security card.

Stop by a branch or use our free Video Banking feature. You can access it via your computer or through the free iPhone or Android app.

When your child turns 14 their Youth Savings Account will automatically convert to a regular Savings Account and they’ll begin to use the regular teller line in the branch.

Using Calculator App on Smartphone
Free Financial Calculators

Access our complete library of both loan and deposit calculators.