Allegiance Rewards Checking: *Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 6/1/14. Rate tiers are as follows: 1.25% APY applies to balances of $0.01 ‐ $5,000.00 and 0.10% APY applies to balances over $5,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $20.00 provided only if qualifications are met within the monthly qualification cycle.

Fresh Start Checking: *See Truth-In-Savings Disclosure for full account details.