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At Allegiance, we take care of our own. Let us take care of you with cash rewards that really matter! Earn high dividends and refunds on ATM withdrawal fees, nationwide* — just for doing things you probably already do. 

But that’s not all. This free checking account comes with time saving services too, including mobile banking and e-Statements. Best of all, if you don't meet the qualifications for a given cycle, the account is still free — and you can start earning rewards again the next cycle!

Summary
  • Free checking that pays high dividends
  • 1.25% APY* on balances up to $5,000
  • 0.10% APY on balances over $5,000*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited monthly transactions
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free text alerts
  • Free e-Statements
  • Free telephone banking
  • Free Visa® check card
  • $25 minimum deposit to open
  • NCUA insured

Qualifications

To earn your rewards, just do the following transactions and activities in your Allegiance Rewards Checking account during each Monthly Qualification Cycle:

  • Have at least 15 check card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Have at least one direct deposit or ACH payment transaction post and settle

That's it. Even if you don't meet your qualifications during the cycle, your account is still free. Plus, you'll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

Qualification Dates
Month - YearCycle DatesProcessing Date
Jan - 2016 Dec 31, 2015 - Jan 28, 2016 Jan 29, 2016
Feb - 2016 Jan 29, 2016 - Feb 28, 2016 Feb 29, 2016
Mar - 2016 Feb 29, 2016 - Mar 30, 2016 Mar 31, 2016
Apr - 2016 Mar 31, 2016 - Apr 28, 2016 Apr 29, 2016
May - 2016 Apr 29, 2016 - May 30, 2016 May 31, 2016
Jun - 2016 May 31, 2016 - Jun 29, 2016 Jun 30, 2016
Jul - 2016 Jun 30, 2016 - Jul 28, 2016 Jul 29, 2016
Aug - 2016 Jul 29, 2016 - Aug 30, 2016 Aug 31, 2016
Sep - 2016 Aug 31, 2016 - Sep 29, 2016 Sep 30, 2016
Oct - 2016 Sep 30, 2016 - Oct 30, 2016 Oct 31, 2016
Nov - 2016 Oct 31, 2016 - Nov 29, 2016 Nov 30, 2016
Dec - 2016 Nov 30, 2016 - Dec 29, 2016 Dec 30, 2016
Jan - 2017 Dec 30, 2016 - Jan 30, 2017 Jan 31, 2017
Feb - 2017 Jan 31, 2017 - Feb 27, 2017 Feb 28, 2017
Mar - 2017 Feb 28, 2017 - Mar 30, 2017 Mar 31, 2017
Apr - 2017 Mar 31, 2017 - Apr 27, 2017 Apr 28, 2017
May - 2017 Apr 28, 2017 - May 30, 2017 May 31, 2017
Jun - 2017 May 31, 2017 - Jun 29, 2017 Jun 30, 2017
Jul - 2017 Jun 30, 2017 - Jul 30, 2017 Jul 31, 2017

Are you currently a member with Allegiance Credit Union?

*Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 6/1/14. Rate tiers are as follows: 1.25% APY applies to balances of $0.01 ‐ $5,000.00 and 0.10% APY applies to balances over $5,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $20.00 provided only if qualifications are met within the monthly qualification cycle.