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Basic Business Checking

You can be sure our allegiance is to the individuals and businesses in our community. Our Basic Business Checking option is perfect for businesses with smaller transaction volumes.

With a monthly maintenance fee of only $5, and $100 minimum balance to open, our Basic Business Checking offers an inexpensive checking solution to maximize your profits.

View Rates

  • 0.10% APY
  • $100 Minimum to open
  • $5 monthly maintenance fee
  • No fee for transaction items of 100 or less. $0.25 per item in excess of 100
  • $5.95 per month for Bill Payer service
  • Commercial Insurance

Non-Profit Checking Account*

  • No minimum amount to open
  • No minimum balance
  • No monthly maintenance fee
  • Non-Interest bearing
  • Access to Online Banking, debit card and mobile app
  • ACU will donate $100 to the non-profit organization at account opening

Sole Proprietorship/DBA

  • EIN Letter if not using proprietor’s SSN

Limited Liability Company (LLC)

  • Certificate of LLC
  • EIN Letter**
  • Operating Agreement and/or Articles of Organization


  • EIN Letter**
  • Articles of Incorporation
  • Certificate of Incorporation
  • By-Laws and/or Resolution of their Board of Directors


  • EIN Letter**
  • Certificate of Partnership
  • Partnership Agreement
  • Statement of Information


  • EIN Letter**
  • Organizational Agreement/ByLaws
  • Minutes of Meeting
  • Letter of Authorization

*Must be tax exempt organization as defined by the IRS when account is opened

**If member does not have actual EIN letter we will accept most recent tax return.