Rates

Rates effective May 20th, 2013.

Account Rates

AccountRate (APY²)Disclosures
Allegiance Rewards Checking2.00%Based on terms & conditions
Fresh Start Checking0.025%Based on average daily balance
Savings0.10%$25 minimum balance to earn dividends
Classic Checking0.10%Based on average daily balance
Christmas Club0.10% 

Emergency Savings Rates

TierRate (APY²)Disclosures
$25 - $1,9990.15%$25 minimum to earn dividends
$2,000 - $9,9990.15% 
$10,000 - $24,9990.20% 
$25,000 - $49,9990.30% 
$50,000 - $99,9990.35% 
$100,000 +0.40% 

Money Market Rates

TermRate (APY²)
$100,000 or greater0.40%
$50,000 - $99,9990.35%
$25,000 - $49,9990.30%
$10,000 - 24,9990.20%
$2,000 - $9,9990.15%

Certificate Rates

Term$500 - $9,999$10,000 - $49,999$50,000 - $98,999$99,999 +
6 MonthsRate0.25%0.40%0.40%0.40%
APY²0.25%0.40%0.40%0.40%
12 MonthsRate0.35%0.52%0.52%0.52%
APY²0.35%0.52%0.52%0.52%
18 MonthsRate0.47%0.62%0.62%0.62%
APY²0.47%0.62%0.62%0.62%
24 MonthsRate0.64%0.85%0.85%0.90%
APY²0.64%0.85%0.85%0.90%
36 MonthsRate0.91%1.09%1.09%1.24%
APY²0.91%1.10%1.10%1.25%
48 MonthsRate0.91%1.24%1.24%1.24%
APY²0.91%1.25%1.25%1.25%

IRA Certificate Rates

Term$500 - $9,999$10,000 - $49,999$50,000 - $98,999$99,999 +
12 MonthsRate0.35%0.52%0.52%0.52%
APY²0.35%0.52%0.52%0.52%
18 MonthsRate0.47%0.62%0.62%0.62%
APY²0.47%0.62%0.62%0.62%
24 MonthsRate0.64%0.85%0.85%0.90%
APY²0.64%0.85%0.85%0.90%
36 MonthsRate0.91%1.09%1.09%1.24%
APY²0.91%1.10%1.10%1.25%
48 MonthsRate0.91%1.24%1.24%1.24%
APY²0.91%1.25%1.25%1.25%

Individual Retirement Account Rates

 RateDisclosures
Individual Retirement Account0.75% APY²Early withdrawal penalties may apply

Loan Rates

Loan TypeAs Low As (APR¹)As High As (APR¹)Disclosures
Mortgage LoansClick here to view our latest mortgage loan rates!
Secured Loans2.49%19.49%Rate determined by credit history.
Signature Loans7.50%19.49%Rate determined by credit history.
  • APR¹=Annual Percentage Rate
  • APY²=Annual Percentage Yield
  • IRA and CD Certificate accounts have a $500 minimum to open based on tiered minimums and terms, and penalties for early withdrawals may apply.
  • All Consumer and Mortgage loans are closed end loans, except for the home equity line of credit. The home equity line of credit is an open end loan.
  • To obtain current rate information call 1-800-505-3328.
  • Fees may reduce earnings on share accounts.