Rates
Rates effective as of July 31, 2010.
Account Rates
| Account | Rate (APY²) | Disclosures |
|---|
| Allegiance Rewards Checking | 4.01% | Based on terms & conditions |
| Savings | 0.30% | $25 minimum balance to earn dividends |
| Classic Checking | 0.25% | Based on average daily balance |
| Christmas Club | 0.30% | |
Emergency Savings Rates
| Tier | Rate (APY²) | Disclosures |
|---|
| $25 - $1,999 | 0.40% | $25 minimum to earn dividends |
| $2,000 - $9,999 | 0.40% | |
| $10,000 - $24,999 | 0.45% | |
| $25,000 - $49,999 | 0.55% | |
| $50,000 - $99,999 | 0.60% | |
| $100,000 + | 0.65% | |
Money Market Rates
| Term | Rate (APY²) |
|---|
| $100,000 or greater | 0.65% |
| $50,000 - $99,999 | 0.60% |
| $25,000 - $49,999 | 0.55% |
| $10,000 - 24,999 | 0.45% |
| $2,000 - $9,999 | 0.40% |
Share Certificate Rates
| Term | $500 - $9,999 | $10,000 - $49,999 | $50,000 - $98,999 | $99,999 + |
|---|
| 6 Months | Rate | 0.60% | 0.75% | 0.75% | 0.75% |
|---|
| APY² | 0.60% | 0.75% | 0.75% | 0.75% |
| 12 Months | Rate | 0.85% | 1.00% | 1.00% | 1.00% |
|---|
| APY² | 0.85% | 1.00% | 1.00% | 1.00% |
| 18 Months | Rate | 1.14% | 1.29% | 1.29% | 1.29% |
|---|
| APY² | 1.15% | 1.30% | 1.30% | 1.30% |
| 24 Months | Rate | 1.34% | 1.49% | 1.49% | 1.49% |
|---|
| APY² | 1.35% | 1.50% | 1.50% | 1.50% |
| 36 Months | Rate | 1.79% | 1.93% | 1.93% | 1.93% |
|---|
| APY² | 1.80% | 1.95% | 1.95% | 1.95% |
| 48 Months | Rate | 1.98% | 2.13% | 2.13% | 2.13% |
|---|
| APY² | 2.00% | 2.15% | 2.15% | 2.15% |
IRA Share Certificate Rates
| Term | $500 - $9,999 | $10,000 - $49,999 | $50,000 - $98,999 | $99,999 + |
|---|
| 12 Months | Rate | 0.85% | 1.00% | 1.00% | 1.14% |
|---|
| APY² | 0.85% | 1.00% | 1.00% | 1.15% |
| 18 Months | Rate | 1.14% | 1.30% | 1.30% | 1.49% |
|---|
| APY² | 1.15% | 1.31% | 1.31% | 1.50% |
| 24 Months | Rate | 1.34% | 1.49% | 1.49% | 1.59% |
|---|
| APY² | 1.35% | 1.50% | 1.50% | 1.60% |
| 36 Months | Rate | 1.79% | 1.93% | 1.93% | 2.03% |
|---|
| APY² | 1.80% | 1.95% | 1.95% | 2.05% |
| 48 Months | Rate | 1.98% | 2.13% | 2.13% | 2.18% |
|---|
| APY² | 2.00% | 2.15% | 2.15% | 2.20% |
Individual Retirement Account Rates
| | Rate | Disclosures |
|---|
| Individual Retirement Account | 1.31% APY² | Early withdrawal penalties may apply |
Loan Rates
| Loan Type | As Low As (APR¹) | As High As (APR¹) | Disclosures |
|---|
| Mortgage Loans | Click here to view our latest mortgage loan rates! |
| Secured Loans | 4.24% | 18.24% | Rate determined by credit history. Maximum Term 84 months. |
| Signature Loans | 10.50% | 19.49% | Rate determined by credit history. |
| Line of Credit | 11.99% | 11.99% | |
- APR¹=Annual Percentage Rate
- APY²=Annual Percentage Yield
- IRA and CD Share Certificate accounts have a $500 minimum to open based on tiered minimums and terms, and penalties for withdrawals may apply.
- All Consumer and Mortgage loans are closed end loans, except for the home equity line of credit. The home equity line of credit is an open end loan.
- To obtain current rate information call 1-800-505-3328.
- Fees may reduce earnings on share accounts.
