Rates

Rates effective February 7th, 2012.

Account Rates

AccountRate (APY²)Disclosures
Allegiance Rewards Checking3.25%Based on terms & conditions
Savings0.15%$25 minimum balance to earn dividends
Classic Checking0.10%Based on average daily balance
Christmas Club0.25% 

Emergency Savings Rates

TierRate (APY²)Disclosures
$25 - $1,9990.25%$25 minimum to earn dividends
$2,000 - $9,9990.25% 
$10,000 - $24,9990.30% 
$25,000 - $49,9990.40% 
$50,000 - $99,9990.45% 
$100,000 +0.50% 

Money Market Rates

TermRate (APY²)
$100,000 or greater0.50%
$50,000 - $99,9990.45%
$25,000 - $49,9990.40%
$10,000 - 24,9990.30%
$2,000 - $9,9990.25%

Share Certificate Rates

Term$500 - $9,999$10,000 - $49,999$50,000 - $98,999$99,999 +
6 MonthsRate0.35%0.50%0.50%0.50%
APY²0.35%0.50%0.50%0.50%
12 MonthsRate0.55%0.72%0.72%0.72%
APY²0.55%0.72%0.72%0.72%
18 MonthsRate0.85%1.00%1.00%1.00%
APY²0.85%1.00%1.00%1.00%
24 MonthsRate1.05%1.20%1.20%1.20%
APY²1.06%1.21%1.21%1.21%
36 MonthsRate1.20%1.45%1.45%1.45%
APY²1.21%1.46%1.46%1.46%
48 MonthsRate1.41%1.65%1.65%1.65%
APY²1.42%1.66%1.66%1.66%

IRA Share Certificate Rates

Term$500 - $9,999$10,000 - $49,999$50,000 - $98,999$99,999 +
12 MonthsRate0.55%0.72%0.72%0.72%
APY²0.55%0.72%0.72%0.72%
18 MonthsRate0.85%1.00%1.00%1.00%
APY²0.85%1.00%1.00%1.00%
24 MonthsRate1.05%1.20%1.20%1.20%
APY²1.06%1.21%1.21%1.21%
36 MonthsRate1.20%1.45%1.45%1.45%
APY²1.21%1.46%1.46%1.46%
48 MonthsRate1.41%1.65%1.65%1.65%
APY²1.42%1.66%1.66%1.66%

Individual Retirement Account Rates

 RateDisclosures
Individual Retirement Account1.05% APY²Early withdrawal penalties may apply

Loan Rates

Loan TypeAs Low As (APR¹)As High As (APR¹)Disclosures
Mortgage LoansClick here to view our latest mortgage loan rates!
Secured Loans2.75%16.50%Rate determined by credit history.
Signature Loans10.50%19.49%Rate determined by credit history.
  • APR¹=Annual Percentage Rate
  • APY²=Annual Percentage Yield
  • IRA and CD Share Certificate accounts have a $500 minimum to open based on tiered minimums and terms, and penalties for early withdrawals may apply.
  • All Consumer and Mortgage loans are closed end loans, except for the home equity line of credit. The home equity line of credit is an open end loan.
  • To obtain current rate information call 1-800-505-3328.
  • Fees may reduce earnings on share accounts.