Rates

Rates effective July 25th, 2014.

Account Rates

AccountRate (APY²)Disclosures
Allegiance Rewards Checking1.25%Based on terms & conditions
Fresh Start Checking0.025%Based on average daily balance
Savings0.10%$25 minimum balance to earn dividends
Classic Checking0.00%Non-dividend account
Christmas Club0.10%Based on average daily balance
Teen Debit Account0.00%Non-dividend account

Emergency Savings Rates

TierRate (APY²)Disclosures
$25 - $1,9990.15%$25 minimum to earn dividends
$2,000 - $9,9990.15% 
$10,000 - $24,9990.20% 
$25,000 - $49,9990.30% 
$50,000 - $99,9990.35% 
$100,000 +0.40% 

Money Market Rates

TermRate (APY²)
$100,000 or greater0.40%
$50,000 - $99,9990.35%
$25,000 - $49,9990.30%
$10,000 - 24,9990.20%
$2,000 - $9,9990.15%

Certificate Rates

Term$500 - $9,999$10,000 - $49,999$50,000 - $98,999$99,999 +
6 MonthsRate0.25%0.35%0.35%0.35%
APY²0.25%0.35%0.35%0.35%
12 MonthsRate0.25%0.42%0.42%0.42%
APY²0.25%0.42%0.42%0.42%
18 MonthsRate0.35%0.50%0.50%0.50%
APY²0.35%0.50%0.50%0.50%
24 MonthsRate0.54%0.75%0.75%0.75%
APY²0.54%0.75%0.75%0.75%
36 MonthsRate0.82%1.00%1.00%1.00%
APY²0.82%1.00%1.00%1.00%
48 MonthsRate0.87%1.20%1.20%1.20%
APY²0.87%1.21%1.21%1.21%

IRA Certificate Rates

Term$500 - $9,999$10,000 - $49,999$50,000 - $98,999$99,999 +
12 MonthsRate0.25%0.42%0.42%0.42%
APY²0.25%0.42%0.42%0.42%
18 MonthsRate0.35%0.50%0.50%0.50%
APY²0.35%0.50%0.50%0.50%
24 MonthsRate0.54%0.75%0.75%0.75%
APY²0.54%0.75%0.75%0.75%
36 MonthsRate0.82%1.00%1.00%1.00%
APY²0.82%1.00%1.00%1.00%
48 MonthsRate0.87%1.20%1.20%1.20%
APY²0.87%1.21%1.21%1.21%

Individual Retirement Account Rates

 RateDisclosures
Individual Retirement Account0.40% APY²Early withdrawal penalties may apply

Loan Rates

Loan TypeAs Low As (APR¹)As High As (APR¹)Disclosures
Secured Loans2.49%19.49%Rate determined by credit history.
Signature Loans7.50%19.49%Rate determined by credit history.

Apply for a Loan

Home Loans

  • APR¹=Annual Percentage Rate
  • APY²=Annual Percentage Yield
  • IRA and CD Certificate accounts have a $500 minimum to open based on tiered minimums and terms, and penalties for early withdrawals may apply.
  • All Consumer and Mortgage loans are closed end loans, except for the home equity line of credit. The home equity line of credit is an open end loan.
  • To obtain current rate information call 1-800-505-3328.
  • Fees may reduce earnings on share accounts.