Rates
ACU Rate Sheet Effective 06/20/2008
| Savings Rates | ||
|---|---|---|
| Rate | Disclosures | |
| Savings | 1.10% apy | $25 minimum balance to earn dividends. |
| Checking | 0.40% apy | Based on average daily balance. |
| Christmas Club | 1.10% apy | |
| Emergency Savings Rates | ||
|---|---|---|
| Rate | Disclosures | |
| $25-$1,999 | 1.10% apy | $25 minimum to earn dividends. |
| $2,000-$9,999 | 1.83% apy | |
| $10,000-$24,999 | 1.93% apy | |
| $25,000-$49,999 | 2.22% apy | |
| $50,000-$99,999 | 2.42% apy | |
| $100,000 + | 2.57% apy | |
| Money Market Rates | ||
|---|---|---|
| Rate | Disclosures | |
| Savings $100,000 or greater | 2.67% apy | |
| Savings $50,000-$99,999 | 2.52% apy | |
| Savings $25,000-$49,999 | 2.32% apy | |
| Savings $10,000-$24,999 | 2.03% apy | . |
| Savings $2,000-$9,999 | 1.93% apy | |
| Share Certificate Rates | ||||||
|---|---|---|---|---|---|---|
| 6 months | 12 months | 18 months | 24 months | 36 months | 48 months | |
| $500-$9,999 | 2.46% apy 2.43% apr |
2.75% apy 2.72% apr |
2.94% apy 2.90% apr |
3.08% apy 3.04% apr |
3.14% apy 3.10% apr |
3.19% apy 3.14% apr |
| $10,000-$49,999 | 2.61% apy 2.58% apr |
2.91% apy 2.87% apr |
3.09% apy 3.05% apr |
3.24% apy 3.19% apr |
3.30% apy 3.25% apr |
3.34% apy 3.29% apr |
| $50,000-$98,999 | 2.61% apy 2.58% apr |
2.91% apy 2.87% apr |
3.09% apy 3.05% apr |
3.19% apy 3.24% apr |
3.30% apy 3.25% apr |
3.34% apy 3.29% apr |
| $99,000+ | 2.65% apy 2.62% apr |
2.95% apy 2.91% apr |
3.13% apy 3.09% apr |
3.28% apy 3.23% apr |
3.34% apy 3.29% apr |
3.38% apy 3.33% apr |
| IRA Share Certificate Rates | |||||
|---|---|---|---|---|---|
| 12 months | 18 months | 24 months | 36 months | 48 months | |
| $500-$9,999 | 2.75% apy 2.72% apr |
2.93% apy 2.90% apr |
3.07% apy 3.04% apr |
3.14% apy 3.10% apr |
3.18% apy 3.14% apr |
| $10,000-$49,999 | 2.90% apy 2.87% apr |
3.09% apy 3.05% apr |
3.23% apy 3.19% apr |
3.29% apy 3.25% apr |
3.33% apy 3.29% apr |
| $50,000-$98,999 | 2.90% apy 2.87% apr |
3.09% apy 3.05% apr |
3.23% apy 3.19% apr |
3.29% apy 3.25% apr |
3.33% apy 3.29% apr |
| $99,000+ | 2.94% apy 2.91% apr |
3.13% apy 3.09% apr |
3.27% apy 3.23% apr |
3.33% apy 3.29% apr |
3.37% apy 3.33% apr |
| Individual Retirement Account Rates | ||
|---|---|---|
| Rate | Disclosures | |
| Individual Retirement Account | 2.52% apy | Early withdrawl penalties may apply. |
| Loan Rates | |||
|---|---|---|---|
| As Low As | As High As | Disclosures | |
| Secured Loans | 4.74% apr | 17.74% apr | Rate determined by credit history. Maximum Term 72 months. |
| Signature Loans | 10.25% apr | 19.49% apr | Rate determined by credit history. |
| Line of Credit | 11.99% apr | 11.99% apr | |
apr=Annual Percentage Rate apy=Annual Percentage Yield
*IRA and CD Share Certificate accounts have a $500 minimum to open based on tiered minimums and terms, and penalties for withdrawals may apply.
All consumer loans are open end loans. Mortgage loans are closed end, except for the home equity line of credit. The home equity line of credit is an open end loan.
To obtain current rate information call 1-800-505-3328.
Fees may reduce earnings on share accounts.
