Why waste your precious time with an account that's just "free" when you can earn 1.25% APY* and get automatic ATM fee refunds nationwide!
There's never been a better checking account than this one -- Get an account that's free AND puts some serious cash back in your hands when you sign up today!
*APY = Annual Percentage Yield. Rewards rate and ATM fee refunds awarded only if qualifications are met.
See Our Current Rates
To receive 1.25% APY* on balances up to $20,000.00, simply do the following each monthly qualification cycle:
Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 7/30/13. Rate tiers are as follows: 1.25% APY applies to balances of $0.01 ‐ $20,000.00 and 0.10% APY applies to balances over $20,000.00 if qualifications are met during the monthly qualification cycle. Balances over $20,000 will earn 0.10% APY if monthly qualifications are met. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.