Debt Ratio Calculator

Use this calculator to determine your debt to income ration. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.

Monthly income after taxes:
Spouse's monthly income after taxes:
Other monthly income:
Monthly rent/mortgage payment:
Monthly 2nd mortgage payment:
Total of all monthly car/vehicle payments:
Total of all monthly credit union loan payments:
All other monthly consumer loan payments:
Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.):
Other monthly payments:
Pending monthly loan payments:



Your total income:
Your total monthly payments:
Your debt ratio:


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