Monthly Cash Flow Worksheet

Use this worksheet to help you budget your monthly cash flow. First, enter your income sources in the top section. In the bottom section, enter your bills / liabilities. We'll calculate each item's percent of your take home pay to help you fine tune your budget.

Income Sources

Source Amount Period Monthly Total Yearly Total
Salary 1
Salary 2
Salary 3
Bonus
Interest Income
Dividend Income
Royalty Income
Rental Income
Alimony Received
Child Support
AFDC
Unemployment
Social Security
Pension Income
Annuity Income
Disability Income
Cash Gifts
Other Income
Other Income
 
TOTAL    

Monthly Cash Flow

Item Subtotal Total % of Take
Home Pay
Charitable Gifts  
Savings  
Emergency Fund  
Retirement Fund  
College Fund  
Housing  
First Mortgage  
Second Mortgage  
Real Estate Taxes  
Homeowners Insurance  
Repairs/Maintenance Fees  
Replace Furniture  
Utilities  
Electricity  
Water  
Natural Gas  
Phone Service  
Trash  
Cable/Satellite TV  
Internet Access  
Food  
Groceries  
Eating Out  
Transportation  
Car Payment #1  
Car Payment #2  
Gas and Oil  
Repairs and Tires  
Auto Insurance  
Licensing and Taxes  
Clothing  
Adults  
Children  
Cleaning/Laundry  
Medical/Health  
Health Insurance  
Disability Insurance  
Doctor Bills/Copays  
Dentist/Orthodontist  
Optometrist/Glasses/Contacts  
Prescriptions  
Personal  
Life Insurance  
Child Care/Baby Sitter  
Toiletries/Cosmetics  
Hair Care  
Education/Adult  
School Tuition/Supplies  
Child Support  
Alimony  
Subscriptions  
Organization Dues  
Gifts (Birthday/Holidays)  
Misc  
Recreation  
Entertainment  
Vacations  
Debts  
VISA #1  
VISA #2  
MasterCard #1  
MasterCard #2  
American Express  
Discover Card  
Gas Card #1  
Gas Card #2  
Store Card #1  
Store Card #2  
Finance Company #1  
Finance Company #2  
Line of Credit  
Student Loan #1  
Student Loan #2  
Other Debt  
Other Debt  
TOTAL EXPENSES  

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