Overdraft Privilege Answers

How Does It Work?


If debits (checks, ACH, ATM or debit card transactions) are presented against insufficient funds, we may elect to cover the overdrafts up to the Overdraft limit of $750. The Overdraft limit on Fresh Start Checking is $300. As long as the account remains in good standing and has been opened more than 30 days, the member makes regular deposits into their account, brings the account to positive balance as soon as possible with 30 calendar days, and maintains a positive balance for one processing day, they will continue to receive Overdraft Privilege.


How Much Does it cost?


There is no fee for having Overdraft Privilege unless you use it. A $27.50 fee is charged for each item paid.


Where Can I Find More Information?


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