Answers
Main Questions
Where are your ATMs located?
You can view our locations here.
How do I get more information?
You can email us at callcenter@allegiancecu.org or call us at (405) 789-8600.
How can I contact ACU?
Our contact information is located here.
Are there fees for an Allegiance CU Check Card?
There is no fee to have the card, and no transaction fee when you use it at an Allegiance CU-owned ATM or participating ATM Zone credit union such as Weokie Credit Union, Tinker Federal Credit Union, FAA Federal Credit Union, Communications Federal Credit Union, Municipal Employees Credit Union, Oklahoma Employees Credit Union, Oklahoma Federal Credit Union, Oklahoma City Thrifty Federal Credit Union or any 7-11 Convenience Store. There may be an additional fee charged to you by the other owners of ATMs. Allegiance Credit Union also charges a $1 out of network fee.
How much can I withdraw from an ATM? What is my daily limit?
You can withdraw up to $300.00 per day on your ATM card. The daily limit for check card purchases is $2500.00.
Is there a penalty for canceling a CD early?
Yes, the penalty for a 6 or 12-month CD is 90 days' dividends, and the penalty for a CD 18-months or over is 180 days' dividends.
What kinds of IRAs does the Credit Union offer, and what is the difference between them?
The Credit Union offers traditional, Roth, and education IRAs. A traditional IRA can be opened by anyone under age 70 ½ who has income from compensation, or who is filing jointly with a spouse who earns compensation. You can contribute up to $4000.00 a year or 100% of compensation, whichever is less, contributions may be tax-deductible but first consult your tax advisor, and earnings are tax-deferred until withdrawn. There are no penalties on withdrawals made after age 59 ½, or for a qualifying reason. A Roth IRA can be opened by anyone who has income from compensation, or who is filing jointly with a spouse who earns compensation. You can contribute up to $4000.00 a year or 100% of compensation, whichever is less, the contributions are not deductible, and the earnings are not tax-deferred. Withdrawals can be made penalty free as long as the account has been open for 5 years, or for a qualifying reason. An education IRA can be opened for the benefit of anyone under the age of 18, and contribution income does not have to come from compensation. You can contribute up to $2000.00 a year on each child's behalf. Withdrawals are tax-free for qualifying higher-education expenses. Funds in an education IRA can be transferred from one child's account into another child's account in the family.
Can I use Microsoft Money or Quicken with FedNet24?
We currently support Quicken direct downloads from FedNet24.
