Allegiance Rewards Checking

Why waste your precious time with an account that's just "free" when you can earn 1.25% APY* and get automatic ATM fee refunds nationwide!

There's never been a better checking account than this one -- Get an account that's free AND puts some serious cash back in your hands when you sign up today!

Allegiance Rewards Checking
  • Automatic ATM fee refunds nationwide
  • No minimum balance required to earn rewards
  • No monthly service fees
  • Free Online Bill Payer
  • Free Online Banking
  • Unlimited check writing
  • Free Interactive e-Statement
  • Free On-Line Check Images
  • Free Telephone Banking
  • NCUA Insured

*APY = Annual Percentage Yield. Rewards rate and ATM fee refunds awarded only if qualifications are met.

See Our Current Rates


To receive 1.25% APY* on balances up to $20,000.00, simply do the following each monthly qualification cycle:

  • Have at least 12 Visa check card purchases post and clear per qualification cycle (purchases must be posted, not pending-excludes ATM Transactions)
  • Receive Electronic Statement and Notices
  • One Direct Deposit or Automatic Payment clear from your Checking Account each qualification cycle.


Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 7/30/13. Rate tiers are as follows: 1.25% APY applies to balances of $0.01 ‐ $20,000.00 and 0.10% APY applies to balances over $20,000.00 if qualifications are met during the monthly qualification cycle. Balances over $20,000 will earn 0.10% APY if monthly qualifications are met. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. If you believe that you have not been reimbursed the correct amount, please contact us. Note: ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.

Qualification Dates
Month-YearCycle DatesProcessing Date
Oct-13September 30-October 3031-Oct
Nov-13October 31-November 2829-Nov
Dec-13November 29-December 3031-Dec
Jan-14December 31, 2013-January 3031-Jan
Feb-14January 31-February 2728-Feb
Mar-14February 28-March 3031-Mar
Apr-14March 31-April 2930-Apr
May-14April 30-May 2930-May
Jun-14May 30-June 2930-Jun
Jul-14June 30-July 3031-Jul
Aug-14July 31-August 2829-Aug
Sep-14August 29-September 2930-Sep
Oct-14September 30-October 3031-Oct
Nov-14October 31-November 2728-Nov
Dec-14November 28-December 3031-Dec
Jan-15December 31, 2014-January 2930-Jan
Feb-15January 30-February 2627-Feb
Mar-15February 27-March 3031-Mar
Apr-15March 31-April 2930-Apr
May-15April 30-May 2829-May
Jun-15May 29-June 2930-Jun
Jul-15June 30-July 3031-Jul
Aug-15July 31-August 3031-Aug
Sep-15August 31-September 2930-Sep
Oct-15September 30-October 2930-Oct
Nov-15October 30-November 2930-Nov
Dec-15November 30-December 3031-Dec