$250,000 insurance limit on all types of share accounts through the NCUA.
NCUA, with the backing of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund, insuring the accounts of Allegiance Credit Union.
Allegiance Credit Union also provides additional insurance coverage through Excess Share Insurance (ESI). Each member's account is insured up to an additional $250,000 by the ESI. Combined insurance coverage from NCUA and ESI is $500,000.
The Excess Share Insurance Corporation is a subsidiary of American Share Insurance, the nation's largest private deposit insurer of credit unions.